Aadhaar Paperless Offline e-KYC - What is Aadhaar Paperless e-KYC and How to Generate It?

UIDAI has launched Aadhaar Paperless Offline e-KYC to enable Aadhaar number holders to voluntarily use it to establish their identity in various applications in a paperless and electronic manner, while maintaining privacy, security, and inclusion. a jumbo jumbo jumbo jumbo jingle.

What is Aadhaar Paperless Offline e-KYC ?

UIDAI offers an online electronic KYC service to verify the identity of Aadhaar number holders. The e-KYC service provides authenticated instant identity verification while significantly reducing the cost of paper-based verification and KYC. However, this online e-KYC method is not available to all agencies and may not be appropriate for some of the following reasons:

• Online e-KYC necessitates dependable connectivity.
• The agency must have the technical infrastructure to access online e-KYC services and deploy devices (as necessary)
• For the online e-KYC, the resident may be required to provide biometrics.
• The UIDAI keeps a record of the KYC request for audit purposes.

Advantages of aadhaar paperless offline e-kyc

Privacy

• Without the knowledge of UIDAI, the Aadhaar Number holder may share KYC data directly.
• The resident's Aadhaar number is not revealed; instead, only a reference ID is provided.
• For such verification, no core biometrics (fingerprints or iris) are required.
• The holder of an Aadhaar number can choose which data (demographics and photos) to share.

Security

• UIDAI digitally signs Aadhaar KYC data downloaded by Aadhaar number holders to verify authenticity and detect tampering.
• The data can be validated by the agency using their own OTP/Face Authentication.
• KYC data is encrypted with the phrase provided by the Aadhaar number holder, giving residents access to their information.

Inclusion

• Aadhaar Paperless Offline e-KYC is voluntary and driven by the Aadhaar number holder.
• Any organisation that works with people can use it with the permission of the Aadhaar number holder, allowing for widespread use.

How does it work?

Aadhaar Paperless Offline e-KYC eliminates the need for residents to provide a photocopy of their Aadhaar letter and instead allows residents to download the KYC XML and provide it to agencies that require his/her KYC. The agency can verify the KYC information provided by the resident in the manner described in the sections below. The KYC information is in machine-readable XML that has been digitally signed by UIDAI, allowing the agency to verify its authenticity and detect any tampering. The agency can also use their own OTP/Face authentication mechanisms to authenticate the user.

How to Obtain Aadhaar Offline Paperless e-KYC Data

Aadhaar number holders can obtain Aadhaar Paperless Offline e-KYC data via the channels listed below:

• Aadhaar Paperless Offline e-KYC can be downloaded from the resident portal (https://resident.uidai.gov.in).
• In the future, Aadhaar Paperless Offline e-KYC will be available via:
• On a registered phone number, use the mAadhaarmobile application.
• Inbound SMS sent from a registered phone number
• Biometric Authentication is used by Aadhaar Kendra.

What information is covered by e-KYC?

• Resident Name
• Download Reference Number
• Address
• Photo
• Gender
• DoB/YoB
• Mobile Number (in hashed form)
• Email (in hashed form)

How to generate aadhaar paperless offline e-kyc?

Step 1: Visit the UIDAI's official website at https://resident.uidai.gov.in/offlineaadhaar.

Step 2: Provide your 'Aadhaar Number or Virtual ID'.

Step 3: Generate a 'Short Code' for your paperless offline e-KYC.

Step 4: Next, select 'Send OTP' or 'Enter TOTP'.

Step 5: An OTP is received on registered mobile number

Step 6: Enter the received OTP and press the 'Submit' button.

Step 7: A downloaded Zip file, which you must extract using the password specified in the previous step and save the XML file in the desired location.

How to share Aadhaar Paperless Offline e-KYC Information

The Aadhaar number holder may provide the verifying agency with Aadhaar Paperless Offline e-KYC data in digital or physical format, along with the share phrase:

XML/PDF is the digital format.

When a high-quality photograph is required, this format is preferred.