Digilocker and Aadhaar will be used together as a "one-stop solution for KYC needs," according to Union Finance Minister Nirmala Sitharaman. The new initiative is expected to help citizens in sharing and updating key details maintained by several government agencies, regulated entities, and regulators.

"One-stop solution of reconciliation and updating of identity and addresses to be established using Digilocker service and Aadhaar as foundational identity," said Nirmala Sitharaman.
Digilocker is an initiative of Ministry of Electronics & Information Technology (MeitY) under the Digital India programme. It is adigital document wallet that supports government identity documents, and marksheets, among others.
The Digilocker document categories include Central Government, State Government, Education, Banking & Insurance, Health, Ministry of Defence, Transport, Others.
The Know Your Customer (KYC) process is expected to be simplified, with Digilocker serving as a one-stop solution for identity and address update process, added Sitharaman.
The Permanent Account Number (PAN) will be used as a common identifier for all digital systems of specified government agencies, under the National Data Governance Policy, the FM stated during her budget speech today. The policy will be brought out to give access to anonymised data.
DigiLocker is a popular platform for verification of documents and certificates via digital way. It has eliminated the requirement of carrying physical documents. The initiative significantly helped in introducing a shift towards paperless governance.
How to use Digilocker? In order to use Digilocker, you will be required to scan a physical copy of the certificate or document that can be a Aadhaar Card, Driving License, or a PAN card and upload it to the Digilocker App with users' e-signature. E-signature is similar to self-attesting documents. E-sign is one of the effective and simple ways of signing electronic documents digitally.
If you are planning to digitally sign your documents via digilocker, follow e-signing procedure given below:
- Login to the digilocker account
- Open the "Uploaded Documents" icon
- List of uploaded documents shall appear
- Click on "eSign" link given in the front of the document that you need to sign digitally.
- You will get an OTP on your mobile number
- Enter the OTP in the text box and click on eSign button
- Chosen documents shall be eSigned.
- You can eSign one document at a time. Once the selected document will be digitally signed it will be converted into PDF in case it is not a PDF document
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