Most of ICICI Bank's credit cards come with a rewards programme. Customers receive reward points for every purchase they make with their ICICI credit card, whether they are dining out, shopping online, or booking vacation. The PAYBACK Rewards Program and the Handpicked Rewards Program are the two types of reward programmes. Customers can get one or both reward points depending on the type of card they have. Let's learn how to use or redeem your reward points from your ICICI Bank credit card?
How to earn credit card points?
Accelerated Rewards for ICICI Bank Credit Card Reward Points
ICICI Platinum Chip Card-Visa-
For every Rs 100 spent on utilities and insurance, you receive one PAYBACK point.
For every Rs. 100 spent on other categories, you receive two PAYBACK points.
ICICI Bank Coral Contactless Card-
For every Rs. 100 spent on utilities and insurance, you receive one PAYBACK point.
For every Rs. 100 spent on other categories, you receive two PAYBACK points.
The ICICI Bank Sapphiro MasterCard Credit Card or the ICICI Bank Rubyx MasterCard Credit Card-
You get 2 PAYBACK points for every 100 rupees spent domestically
4 PAYBACK points for every 100 rupees spent abroad.
ICICI Bank Sapphiro Platinum American Express Credit Card or the ICICI Bank Rubyx Platinum American Express Credit Card-
3 points on PAYBACK for every Rs 100 spent domestically
ICICI Bank Carbon
For each Rs. 100 spent, ICICI Bank awards 2 points on the Payback scale N/A
How Do You Use Reward Points?
Online:
The methods listed below demonstrate how to use internet banking to redeem ICICI Bank Handpicked Reward Points:
- Visit the Hand-Picked Rewards page of ICICI Bank.
- Select Redeem against the desired reward by clicking.
- When asked to log into your ICICI Bank account
- Finish the transaction.
Offline:
You can also redeem by calling the ICICI Bank customer service line at 1800-200-3344.

How Can ICICI Payback Points Be Redeemed?
The steps to redeem your ICICI Credit Card PAYBACK reward points are shown below:
- By going here, the cardholder can access the PAYBACK website.
- Select the item of your choosing.
- Use the registered cellphone number to log in.
- Vouchers are immediately sent to the email address and registered mobile number. Delivery of the merchandise will take 10 to 30 days.
- The customer can also decide to use their PAYBACK points at any of our retail partners' physical or online establishments.
How to check reward points?
The following options can be used to check for PAYBACK points:
- Contact ICICI Bank Customer Care at any time.
- Check your reward points via the ICICI Bank Internet Banking interface.
- The most recent points summary is shown on credit card monthly statements.
- Access Payback.in, the Payback App, or the Payback Contact Center by logging in.
- Use one of the methods listed below to check for ICICI Bank Rewards:
- Open ICICI Bank Internet Banking and log in. To check the number of reward points you have left, click on Exclusive Offerings, then Reward Points, and lastly View Rewards.
- Log in to iMobile, choose Accounts Services, then click View Reward Points, choose your account number, and press submit.
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