PhonePe allows you to send money between two people without using account numbers or IFSC codes. You can easily make payment by just entering a recipient's mobile number/VPA and send money to him/her in seconds. You can open a PhonePe account by providing your bank account information and generating a UPI ID. By adding credit or debit card to UPI apps, one can make payment without the need to swipe it at a POS machine.you just need to scan the QR code and then select the added credit/debit card as the payment method to make payment. After the payment is initiated a one-time password (OTP) is sent to complete the payment. Check out the detailed steps for making payment via credit card to PhonePe.

How to make payment via credit or debit card on PhonePe?
You need to add credit or debit as payment method for making payment via credit or debit card on the phonepe app, you must first add the credit or debit card as a payment method. Here are the steps-
- Open the PhonePe App
- Tao on the profile picture
- Check payment methods
- then, the app will display current bank accounts that have been added to the app.
- To add your credit or debit card, click the 'Add credit or debit card' button.
- Enter your card number, expiry date, CVV, as well as the cardholder's name and billing address. Save the file.
- Accept the terms and conditions and then click the 'Activate' button.
- After verification, the card can be used to make payments.
According to the PhonePe website, credit card payments can be made for products and services offered on the PhonePe App or to PhonePe merchants and sellers. All domestic debit and credit cards issued by Visa, Mastercard, Maestro, Diners, American Express, and Rupay are accepted on the platform.
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