You can take advantage of "Short Message Service," or SMS, banking services to keep track of every transaction that goes through your account as soon as it takes place. Customers should be notified that Union Bank of India, a public sector lender, has changed its charges for its SMS banking services. The bank said that starting with the March 2024 quarter, SMS fees would be adjusted.
Rs. 0.25+GST per SMS for Domestic SMS and Rs. 1.20+GST per SMS for international SMS with a maximum cap of Rs. 15+GST per quarter is the existing SMS Banking charges of Union Bank of India which has been revised to Rs. 0.25+GST per SMS for Domestic SMS and Rs. 1.20+GST per SMS for international SMS.

Any Union Bank of India customer with savings or a current account can make use of this service by filling out an application and submitting it to your local branch. The form can be obtained via ATMs, bank branches, and on the bank's official website. Once your registration is approved, you will receive real-time notifications on your registered mobile number about transactions made at branches, via ATMs, online portals, Point of Sale (PoS) devices, or e-banking. In addition to being able to track unauthorised transactions to your account using Union Bank of India SMS Banking, you can also access balances, mini statements, block ATM cards, locate branches and ATMs, and check the status of cheques from the comfort of your home, all of which are available around-the-clock.
How To Use Union Bank of India SMS Banking Service?
| ATM DEBIT CARDS using long code 09223008486 | |
|---|---|
| REQUEST | KEYWORD and EXAMPLE |
| To Block ATM Debit Card | UBLOCK *space* Last four digit of debit card Number (e.g. UBLOCK *space* 1234 sent to 09223008486 ) |
| BANKING INFORMATION using long code 09223008486 | |
| Balance Enquiry | Primary account balance : UBAL |
| (e.g. UBAL sent to 09223008486) | |
| Other account balance : UBAL *space* Account number | |
| (e.g. UBAL *space* 566802071234567 sent to 09223008486) | |
| Mini Statement | Primary account statement : UMNS |
| (e.g. UMNS sent to 09223008486) | |
| Other account statement : UMNS *space* Account number | |
| (e.g. UMNS *space* 566802071234567 sent to 09223008486) | |
| Cheque status | If cheque is from Primary account: UCSR *space* cheque number |
| (e.g. UCSR 51236985 sent to 09223008486) | |
| If cheque is of other account: | |
| UCSR *space* cheque number *space* Account number | |
| (e.g. UCSR *space* 51236985 566802071234567 sent to09223008486) | |
| Door Step Banking | UDSB (e.g. UDSB sent to 09223008486) |
| Know the nearest branch | UBRANCH *space* PinCode *space* Location/city (e.g. UBRANCH *space* 400076 *space* Powai sent to 09223008486) |
| Know the nearest ATM | UATM *space* PinCode *space* Location/city (e.g. UATM *space* 400076 *space* Powai sent to 09223008486) |
| Aadhaar ID seeding using long code 09223008486 | |
| Aadhaar number seeding | UID *space* AccountNumber *space* Aadhaar Number (e.g. UID *space* 566802071234567 *space* 234567891234 sent to 09223008486) |
| Balance on Missed Call Service on 09223008586 | |
| Missed Call Service | Customers can get their primary account balance by giving Missed call to 09223008586. |
| Source: Bank Website | SMS charges @ Rs.0.25+GST per SMS for Domestic SMS and Rs.1.20+GST per SMS for International SMS |
Call the 24/7 Call Centre or get in touch with a branch to register. To register for SMS banking, please call the bank and have your account number or debit card number ready.
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