All queries about digital payments

The helpline will address questions regarding various platforms, including the newly-launched Bharat Interface for Money (BHIM), eWallets, Aadhaar-enabled payment system and USSD. The helpline is aimed at consumers who want to start using USSD, UPI, BHIM, or any digital payment platform and need assistance to do so, or have certain queries. Such consumers can call up the helpline, which is an interactive voice response system, and in the case of specific queries, can also choose to speak to an agent.

Available in English and Hindi

"The helpline '14444' is available in North as well as Eastern part of the country in English and Hindi and will soon be extended pan India, and in other languages," Telecom Secretary J S Deepak told PTI.

Available to subscribers of all telecom operators

All telecom companies are participating in the initiative and the helpline will be available to subscribers of all operators. The cost of the project is initially being borne by the industry. After a few weeks, the government is likely to take a decision on financial support for the initiative after taking into account the emerging call traffic patterns. For now, the bandwidth is being provided by private sector telecom companies and call center infrastructure is being provided by the IT-BPO industry, reports PTI.

USSD transactions increasing

Digital payment channels like mobile wallets, USSD and RuPay have seen massive uptake and rise in transactions after demonetization was announced on November 8. According to government data, the number of USSD transactions saw a whopping 5,135 per cent jump, from 97 such deals a day on November 8 to 5,078 on December 25. The value of transactions on USSD -- mobile short code message used mainly for banking services on feature phone -- during the same period grew 4,061 per cent from Rs 1 crore a day to Rs 46 crore on December 25.

UPI transactions

BHIM app

On December 30, Prime Minister Narendra Modi launched an indigenous digital payments app BHIM for fast and secure cashless transactions using mobiles. BHIM is a payment platform designed to make UPI and USSD payment modes simpler and usable across feature phones and smartphones. BHIM is developed by the National Payments Corporation of India (NPCI). UPI is built over the IMPS infrastructure and allows users to instantly transfer money between bank accounts.