How Scapia-Federal Bank’s Add-On Credit Card Can Boost Family Travel Experience? 5 Features Explained

An add-on credit card is a convenient financial tool that allows individuals to extend the benefits of their primary credit card to family members. Traditionally, add-on credit cards are designed to help loved ones manage expenses. But the Scapia-Federal Bank add-on credit card offers greater flexibility, enabling secondary cardholders to spend independently and enjoy enhanced control over their finances.

The add-on card comes with a more transparent and rewarding structure, which is more useful for families who love to travel together. The credit card lets the primary user to share their credit line with up to three additional users. For example, a Rs 2 lakh credit limit can be divided among family members. Here are all the details about Scapia-Federal Bank add-on credit card.

Scapia-Federal Bank Add-On Credit Card | Explained In 5 Features

From virtual credit card, separate OTP feature, and option to pool reward points, here are all the details about Scapia-Federal Bank add-on credit cards and its key features which make it favourable for travelling as well.

Virtual Card

Other than receiving separate physical credit cards, each member receives a virtual card to make the payments. They may receive the physical cards in five to seven days after applying.

Independent OTP, Access To Scapia App

Instead of relying on the phone number of the primary user, other members can get OTPs on their registered mobile numbers. Additionally, they can also get the access to Scapia app.

All cardholders earn Scapia Coins on their expenditures, enjoy unlimited domestic lounge access, and incur no forex markup on international transactions.

Travel Benefits

The cards come in handy for frequent travellers as it offer multiple travel-centric rewards systems. It also offers benefits across seven travel categories, including flight bookings, lounge visits, etc.

Digital Onboarding Process

The addition of a new member in the credit card can be carried out without any additional paper work and just with a click. The onboarding process is completely digital and only requires a KYC verification. The feature of 'Real-Time spend tracking' is not just available for the primary cardholder and can also be used by the secondary members added in the credit card.

Pool Reward Points

Families can pool rewards to maximise travel redemptions. This means that while each user earns Scapia Coins individually, they can combine them for larger rewards. Primary users can set custom credit limits for each add-on card while monitoring overall family spending.