IndusInd Bank’s Savings Bank Account Interest Rates Revised; Now Earn As High As 7.05%

IndusInd Bank, a private sector lender, has changed interest rates on its savings accounts. According to the bank's official website, the new savings account interest rates at IndusInd Bank will be effective from March 1st 2026. Following the modification, IndusInd Bank's savings account customers can earn up to 7.05% on their deposits. The interest is paid every calendar quarter on June 30th, September 30th, December 31st, and March 31st.

IndusInd Bank Savings Account Interest Rates

As per the official website of IndusInd Bank, the rates are applicable on Domestic/Non-resident (NRE/NRO) savings account, the interest on the daily balance is calculated as follows:

Savings Bank Account Interest Rates Domestic / Non Resident (NRO/NRE)	Rate p.a. w.e.f. 1st March 2026
Daily balance upto Rs. 1 Lakh	2.50%
Daily balance above Rs. 1 Lakh upto Rs. 25 Lakh	3.00%
Daily balance above Rs. 25 Lakh upto Rs. 5 Cr	4.00%
*Daily balance above Rs. 5 Cr upto Rs. 100 Cr	5.00%
*Daily balance above Rs. 100 Cr upto Rs. 150 Cr	7.05%
*Daily balance above Rs. 150 Cr upto Rs. 1400 Cr	7.00%

• 2.50% for daily balances up to Rs. 1 Lakh
• 3.00% for daily balances above Rs. 1 Lakh and up to Rs. 25 Lakh, please note 3.00% will be paid on incremental balances above Rs. 1 Lakh up to Rs. 25 Lakh
• 4.00% for daily balances above Rs. 25 Lakh and up to Rs. 5 Crore, please note 4.00% will be paid on incremental balances above Rs. 25 Lakh up to Rs. 5 Crore
• 5.00% for balances above Rs. 5 Crores and up to Rs. 100 Crores, please note 5.00% will be paid on the entire balance.
• 7.05% for balances above Rs. 100 Crores and up to Rs. 150 Crores, please note 7.05% will be paid on the entire balance
• 7.00% for balances above Rs. 150 Crores and up to Rs. 1400 Crores, please note 7.00% will be paid on the entire balance

IndusInd Bank Floating Rate Linked Savings Deposit

The bank offers floating-rate savings deposits. Flat rate applies to the total balance.

Savings Account Amount Slabs	Rate p.a. w.e.f. 1st March 2026
*Above 1400 Cr up to 2000 Cr	MIBOR
*Above 2000 Cr up to 8000 Cr	MIBOR +100 bps
*Above 8000 Cr	MIBOR +70 bps

Eligibility Criteria For Opening A Savings Account In IndusInd Bank

If you match the following criteria, you may simply create an IndusInd Bank Savings Account online.

• A customer must be an Indian citizen or resident with a valid PAN linked to his or her Aadhaar card.
• A customer should be at least 18 years old.
• Eligibility criteria and document requirements may differ between savings account versions. Please see the documentation section of your preferred IndusInd Bank savings account variant to learn more about the particular eligibility requirements.

Documents Required For Opening A Savings Account In IndusInd Bank

In order to open a new savings account online with IndusInd Bank, you only need the following documents:

• Aadhaar Card
• PAN Card
• Mobile number linked to Aadhaar number
• PAN Card and Aadhaar card should be linked to each other.

Types of IndusInd Bank Savings Accounts

IndusInd Bank offers a choice of savings accounts to satisfy the demands of a wide range of customers. When opening a savings account online, you can choose from the following options available from IndusInd Bank:

Regular Savings Account	Special Savings Account	Premium Savings Account
Indus Privilege	Indus Delite	PIONEER Banking and Wealth Management
Indus Privilege Max	Indus Multiplier Max	Indus Grandé
Indus Classic	Indus Diva Women	Indus Exclusive
Indus Digi Start	Indus Senior Citizen	Indus Partner
Indus Maxima	Indus Young Saver	Indus PROgress
Indus Small	Indus 3-in-1 Account	Indus Select
Indus Easy