With effect from May 21, 2021, private sector lender HDFC Bank has altered interest rates on selected fixed deposit (FD) tenures. Following the most recent revision, HDFC Bank now offers 2.50 per cent interest on deposits maturing in 7 to 29 days, and 3% on deposits maturing in 30 to 90 days. 3.5 per cent for 91 days to 6 months, and 4.4 per cent for 6 months 1 day to less than one year. On one-year FDs, the bank offers 4.9 per cent interest. Interest on FDs maturing in 2 to 3 years will be 5.15 per cent, 3.0 to 5 years will be 5.30 per cent, and deposits maturing in 5 to 10 years will be 5.50 per cent. Senior folks will continue to receive a 50-basis-point higher than the general public. Senior citizens, on the other hand, will earn 75 basis points more on fixed deposits maturing between five years and ten years. Senior citizens will get interest rates ranging from 3% to 6.25 per cent on FDs with terms ranging from 7 days to 10 years respectively after the most recent revision.

HDFC Bank FD Rates (Below Rs 2 Cr)
| Tenure | Regular FD Rates | Senior Citizen FD Rates |
|---|---|---|
| 7 - 14 days | 2.50% | 3.00% |
| 15 - 29 days | 2.50% | 3.00% |
| 30 - 45 days | 3.00% | 3.50% |
| 46 - 60 days | 3.00% | 3.50% |
| 61 - 90 days | 3.00% | 3.50% |
| 91 days - 6 months | 3.50% | 4.00% |
| 6 months 1 days - 9 months | 4.40% | 4.90% |
| 9 months 1 day to less than 1 Year | 4.40% | 4.90% |
| 1 Year | 4.90% | 5.40% |
| 1 year 1 day - 2 years | 4.90% | 5.40% |
| 2 years 1 day - 3 years | 5.15% | 5.65% |
| 3 year 1 day- 5 years | 5.30% | 5.80% |
| 5 years 1 day - 10 years | 5.50% | 6.25% |
| Source: HDFC Bank, W.e.f. May 21, 2021 |
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