Customers can choose between short-term and long-term fixed deposits (FDs) at IndusInd Bank. The bank has recently changed its interest rates on FD which are in force from April 26, 2021. IndusInd Bank now provides 2.75 percent on deposits maturing in 7 to 30 days, 3.00 percent on deposits maturing in 31 to 45 days, 3.50 percent on deposits maturing in 46 to 60 days, and 3.75 percent on deposits maturing in 61 to 90 days. Deposits maturing in 91 days to 120 days will yield 4.00 percent interest, whereas those maturing in 121 days to 180 days will yield 4.5 percent, and those maturing in 181 days to 210 days will reap 5.00 percent. Following the new revision, IndusInd Bank now offers a 5.25 percent interest rate on FDs maturing in 211 days to 269 days, and a 6.00 percent interest rate on FDs maturing in 270 days or less than one year. IndusInd Bank provides higher interest rates to senior citizens (60 years and above). Senior citizens will continue to get an additional 0.50 percent interest rate from the bank. IndusInd Bank's current senior citizen FD rates vary from 3.25 percent to 7.00 percent respectively.

IndusInd Bank FD Rates (below Rs 2 crore)
| Tenure | Regular FD Rates in % | Senior Citizen FD Rates in % |
|---|---|---|
| 7 days to 14 days | 2.75 | 3.25 |
| 15 days to 30 days | 2.75 | 3.25 |
| 31 days to 45 days | 3.00 | 3.50 |
| 46 days to 60 days | 3.50 | 4.00 |
| 61 days to 90 days | 3.75 | 4.25 |
| 91 days to 120 days | 4.00 | 4.50 |
| 121 days to 180 days | 4.50 | 5.00 |
| 181 days to 210 days | 5.00 | 5.50 |
| 211 days to 269 days | 5.25 | 5.75 |
| 270 days or 354 days | 5.50 | 6.00 |
| 355 days or 364 days | 6.00 | 6.50 |
| 1 Year to below 1 Year 6 Months | 6.50 | 7.00 |
| 1 Year 6 Months to below 1 Year 7 Months | 6.50 | 7.00 |
| 1 Year 7 Months to below 2 Years | 6.50 | 7.00 |
| 2 years to below 2 years 6 Months | 6.50 | 7.00 |
| 2 years 6 Months to below 2 years 9 Months | 6.50 | 7.00 |
| 2 years 9 Months to below 3 years | 6.50 | 7.00 |
| 3 years to below 61 months | 6.50 | 7.00 |
| 61 months and above | 6.25 | 6.75 |
| Indus Tax Saver Scheme (5 years) | 6.50 | 7.00 |
| Source: Bank Website |
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