This Dividend Yield Fund SIP Given 67.53% Returns In 5 Yr, SIP Starts At Rs 500

Dividend yield funds are mutual funds that invest primarily in firms that can pay out regular dividends. A dividend yield fund must invest at least 65 percent of its portfolio in dividend-paying assets, according to the Securities and Exchange Board of India (SEBI) norms. Here, one such fund has been covered that offered good returns in its category in long-term investment through SIP. Read to know more about the fun's returns, details, and portfolio.

Templeton India Equity Income Fund - Direct-Growth

It is a Thematic-Dividend Yield mutual fund scheme launched on 01 January 2013. It is a fund from the Franklin Templeton Mutual Fund house. The fund is an open-ended medium-sized fund in its category. Under the direct-Growth scheme of the fund, its AUM is Rs 1,242 Cr as of 31 January 2022. The current NAV of the fund as of 04 March 2022 is Rs 85.3534. The fund's expense ratio is 1.65%, higher than its category average expense ratio. It is a moderate-risk fund. The fund charges 1.0% of sell value; if the fund is sold before 365 days. There are no other charges involved in it. Investors with a strong understanding of economic factors who seek to make selected bets for better returns than other Equity funds can opt to invest in the fund's Direct-Growth Scheme.

Returns

Under the Direct-Growth scheme of the fund, it has offered good returns over the last 5 years. The fund has given a 25.46% annualized return in 1 Year, higher than its category average return in the same period of time. However, the fund has not performed well compared to the last 5 year returns in annual average returns. It has offered 15.16% returns since its inception, less than the category average returns. 

Annualized and Absolute Returns

Period	Absolute Returns	Annualised Returns	Category Avg
1 Year	25.46%	25.46%	20.29%
2 Year	85.81%	36.31%	28.86%
3 Year	81.98%	22.00%	18.45%
5 Year	112.16%	16.21%	13.73%
Since Inception	265.15%	15.16%	15.35%

SIP Returns

Period	Absolute Returns	Annualised Returns
1 Year	8.69%	16.58%
2 Year	45.13%	40.57%
3 Year	56.45%	31.36%
5 Year	67.53%	20.77%

Portfolio

75.55 percent of the fund's assets are invested in Indian equities, with 54.09 percent in large-cap stocks, 15.85 percent in mid-cap stocks, and 1.9 percent in small-cap stocks. The Energy, Consumer Staples, Technology, Construction, and Automobile sectors account for the majority of the fund's holdings. In comparison to other funds in the category, it has less exposure to the Energy and Consumer Staples sectors. Infosys Ltd., Power Grid Corpn. Of India Ltd., Tata Power Co. Ltd., Embassy Office Parks REIT, and Brookfield India Real Estate Trust REIT are the fund's top five holdings.

Disclaimer

Mutual fund investments are subject to market risk. Read all scheme-related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.