a) For a salaried individual

If you are a salaried person then you need to keep the following documents:

Proof of identity

As a proof of identity your passport or voter's ID card or driving license or PAN card or government department ID card would suffice.

Proof of income

For proof of income your latest salary slip showing all deductions or Form 16 along with recent salary certificate would be necessary.

Proof of residence

For proof of residence you would need to show a bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or existing house lease agreement.

Bank statement or pass book where salary or income is credited is also a must, before your loan is processed.

b) For others like professionals planning a Education Loan

Proof of identity

For proof of identity passport or voter's ID card or driving license or PAN card would be enough.

Income proof

For proof of income IT returns for the last 2 years and computation of income for the last 2 years. This should be certified by a CA.

Proof of residence

Bank account statement or latest electricity bill or latest mobile or telephone bill or latest credit card statement or existing house lease agreement.

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