Suryoday Small Finance Bank (SSFB) Revises Fixed Deposit (FD) Rates; Senior Citizens Can Now Earn Up to 8.10%

With effect from March 6, 2026, Suryoday Small Finance Bank (SSFB) has revised its Fixed Deposit (FD) interest rates, providing appealing returns for deposits under Rs 3 crore across a variety of maturities. Customers may earn up to 7.90% annually on a 5-year FD under the revised rate of interest, which translates to an annualized yield of 8.14%, while senior citizens can earn up to 8.10% annually with an annualized yield of 8.35% on the same time frame.

"SSFB offers amongst the highest FD interest rates. These rates outshine traditional savings and are ideal for depositors seeking high yields over fixed tenures. The revised FD structure provides depositors with a combination of competitive interest rates, flexibility across tenures, and the safety of bank deposits, making it an attractive option for customers seeking stable returns," the bank said in a statement.

All deposits with Suryoday Small Finance Bank are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) up to the applicable limits, offering depositors an additional layer of security. DICGC insurance serves as an additional layer of protection for Fixed Deposits (FDs) in India, covering principal and interest up to a maximum of Rs 5 lakh per depositor, per bank, in the event of bank failure.

Key highlights of the revised FD rates by Suryoday Small Finance Bank

• 7.90% p.a. (8.14% annualised yield) for 5-year Fixed Deposits for regular customers
• 8.10% p.a. (8.35% annualised yield) for 5-year Fixed Deposits for senior citizens
• 7.60% p.a. (7.82% annualised yield) for a special 18-month tenure for regular customers
• 7.95% p.a. (8.19% annualised yield) for 18-month tenure for senior citizens
• 7.25% p.a. for deposits in the 1-year to 3-year range, offering competitive medium-term returns

Suryoday Small Finance Bank FD Rates 2026

Tenure	Revision	Annualised Yield°	snr Citizen	Annualised Yield°
7 Days to 14 Days	4.00%	4.00%	4.20%	4.20%
15 Days to 45 Days	4.25%	4.25%	4.45%	4.45%
46 Days to 90 Days	4.50%	4.50%	4.70%	4.70%
91 Days to 6 Months	5.00%	5.00%	5.20%	5.20%
6 Month 1 Day	6.50%	6.66%	6.70%	6.87%
Above 6 Month 1 Day to 9 Months	5.50%	5.61%	5.70%	5.82%
Above 9 Months to less than 1 Year	6.00%	6.14%	6.20%	6.35%
1 Year	7.25%	7.45%	7.45%	7.66%
Above 1 Year to Less than 18 Months	7.25%	7.45%	7.45%	7.66%
18 Months	7.60%	7.82%	7.95%	8.19%
Above 18 Months to 2 Years	7.25%	7.45%	7.45%	7.66%
Above 2 Year to 3 Year	7.25%	7.45%	7.45%	7.66%
Above 3 Years to less than 5 Years	6.75%	6.92%	6.95%	7.13%
5 Years	7.90%	8.14%	8.10%	8.35%
Above 5 Years to 10 Years	7.25%	7.45%	7.45%	7.66%

Tenure	Effective from March 06, 2026
	Regular Rate (per annum)	Senior Citizen Rate (per annum)
6 Months	5.00%	5.20%
9 Months	5.50%	5.70%
12 Months	7.25%	7.45%
15 Months	7.25%	7.45%
18 Months	7.60%	7.95%
21 Months	7.25%	7.45%
24 Months	7.25%	7.45%
27 Months	7.25%	7.45%
30 Months	7.25%	7.45%
33 Months	7.25%	7.45%
36 Months	7.25%	7.45%
Above 3 Years to less than 5 Years	6.75%	6.95%
5 Years	7.90%	8.10%
Above 5 Years to 10 Years	7.25%	7.45%
11 years - 25 years*	6.36%	6.36%

Revised Fixed Deposits Rate (Effective: from March 06, 2026)
Rates for amount	Domestic Rates		Non-Resident Rates
Tenures	Resident	Senior Citizen	NRO	NRE
7 Days to 14 Days	4.00%	4.20%	4.00%	NA
15 Days to 45 Days	4.25%	4.45%	4.25%	NA
46 Days to 90 Days	4.50%	4.70%	4.50%	NA
91 Days to 6 Months	5.00%	5.20%	5.00%	NA
6 Month 1 Day	6.50%	6.70%	6.50%	NA
Above 6 Month 1 Day to 9 Months	5.50%	5.70%	5.50%	NA
Above 9 Months to less than 1 Year	6.00%	6.20%	6.00%	NA
1 Year	7.25%	7.45%	7.25%	7.25%
Above 1 Year to Less than 18 Months	7.25%	7.45%	7.25%	7.25%
18 Months	7.60%	7.95%	7.60%	7.60%
Above 18 Months to 2 Years	7.25%	7.45%	7.25%	7.25%
Above 2 Year to 3 Year	7.25%	7.45%	7.25%	7.25%
Above 3 Years to less than 5 Years	6.75%	6.95%	6.75%	6.75%
5 Years	7.90%	8.10%	7.90%	7.90%
Above 5 Years to 10 Years	7.25%	7.45%	7.25%	7.25%