Audited Results of PNB Housing Finance Ltd. Company

(Rs in Cr.)	Mar 31, 2026	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Operating Income	8,511.22	7,632.76	7,013.74	6,490.55	6,141.09
Manufacturing Expenses	0	13.66	10.59	8.91	9
Personnel Expenses	386.82	329.38	264.13	214.34	180.05
Selling Expenses	0	22.21	14.17	11.34	10.23
Administrative Expenses	55.97	191.80	450.01	940.18	765.06
Expenses Capitalised	0	0	0	0	0
Cost Of Sales	442.79	557.05	738.90	1,174.77	964.34
Operating Profit	8,068.43	7,075.71	6,274.84	5,315.78	5,176.75
Other Recurring Income	3.07	28.46	10.24	1.84	4.83
Adjusted PBDIT	8,071.50	7,104.17	6,285.08	5,317.62	5,181.58
Financial Expenses	5,001.53	4,552.55	4,262.42	3,899.58	4,065.63
Depreciation	66.17	55.75	50.98	51.23	53.18
Other Write offs	0	0	0	0	0
Adjusted PBT	3,003.80	2,495.87	1,971.68	1,366.81	1,062.77
Tax Charges	675.92	546.92	444.26	310.54	240.85
Adjusted PAT	2,327.88	1,948.95	1,527.42	1,056.27	821.92
Non Recurring Items	0	-0.50	-0.67	-0.98	0.32
Other Non Cash adjustments	0	0	0	0	0
Reported Net Profit	2,327.88	1,948.95	1,527.42	1,056.27	821.92
Equity Dividend	0	0	0	0	0
Preference Dividend	0	0	0	0	0
Retained Earnings	2,327.88	8,359.16	6,715.87	5,386.96	4,478.94

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