Cardless EMI: How To Chose No Cost EMI Options Without Credit Or Debit Card At ICICI Bank

Paying your equated monthly instalments (EMIs) on your purchases on credit has become more flexible than ever. For the convenience of the customers, many banks allow a seamless shopping experience where there is no need for your credit or debit card, but just quick swipes of your mobile phone that will enable these customers to purchase products and services on credit for repayment in monthly instalments in future scheduled periods. That being said, leading private sector lender ICICI Bank also offers such services.

Customers can enjoy a seamless payment experience with ICICI Bank Cardless EMI where you can avail no cost EMI options on your purchases using only the registered mobile number linked to your ICICI Bank Account.

According to the ICICI Bank website, you can conveniently convert your transactions to easy EMIs across various platforms (i.e. online and in-store). From purchasing the latest gadgets, trendy apparel and accessories to planning your holidays we have got you covered.

Not only that ICICI Bank also allows customers to avail a No Cost EMI for their gadget with Cardless EMI. Customers can make purchases in easy instalments through a convenient OTP-based approval process.

Here's how to avail Cardless EMI option at ICICI Bank:

Cardless EMI option at point of sale (PoS):

Step 1: Choose Your Favourite Product At The Retail Outlet.

Step 2: Check For The Cardless EMI Option At The Retail Outlet.

Step 3: Retailer Initiates The Process At The POS Terminal By Selecting The Required Options.

Step 4: Share Your Mobile Number With The Retailer.

Step 5: Enter Your PAN And One-Time Password (OTP) That You Receive On Your Registered Mobile Number.

Step 6: Successful Completion Of The Quick Process.

Cardless EMI option via online:

Step 1: Log On To Your Favourite Online Website Across Categories Like Mobiles, Electronics, Fashion, Travel, Home And Furniture, Insurance, Education And More.

Step 2: Choose And Add Your Favourite Product To Your Cart.

Step 3: Check For The Cardless EMI Option On The Merchant Website Checkout Page.

Step 4: Enter Your Registered Mobile Number.

Step 5: Choose Your Preferred EMI Scheme/Tenure.

Step 6: Enter Your PAN And One-Time Password (OTP) That You Receive On Your Registered Mobile Number.

Step 7: Successful Completion Of The Quick Process.

You can also check whether you are eligible for the Cardless EMI option online or through your mobile phone. All you have to do is send an SMS 'CARDLESS' to '5676766' or check the Offers section on the iMobile Pay app for the Cardless / Consumer Finance limit.