Check Post Office Savings Account Balance Online, Offline With 7 Easy Ways

Many people in India have their saving account with the Post Office. You just need a minimum and maximum balance of Rs 500 to open a post office saving account both online and offline. Some of the post office savings schemes offer tax saving benefits under section 80C of Income Tax Act. When you open post office saving account, the interest that you earn will remain tax free up to Rs 10,000 every year.

It is worth noting that your mobile number must be registered with your respective post office savings account. In order to get OTP through SMS, mobile number must be active and working. Keep CIF number and date of birth for mobile registration handy. In this article, we will highlight 7 easy ways to check your Post Office saving account balance online, offline:

1. E-Passbook Facility

Earlier last year in 2022, government launched e-passbook facility for post office savings bank scheme. Customers now can access their account details from any location without visiting the bank in a hassle-free manner. Follow the given steps below:

• Open post office app and sign into your account with the help of credentials
• Click on statement option under "Balance and Statement"
• Choose mini statement and press on "Go"
• You will be redirected to dashboard where you will get the option to check balance and statement
• If you click on statement, you will receive mini statement and account statement option
• Select statement option and tenure for which you desire to see statement
• Statement will open for download

2. Through SMS

If you desire to check your post office savings account balance, type "REGISTER" and send it to "7738062873" from your mobile number registered with you post office savings or current account.

After your mobile number gets registered for SMS facility, you will be able to check your post office saving balance by simply typing "Bal" and send it to "7738062873".

Get mini statement by just typing "Mini" and send to "7738062873".

3. Missed Call Service

In order to register for missed call banking service, dial 8424054994 from your registered mobile phone.

After your mobile number gets registered, you can give a missed call to 8424054994 for fetching mini statement and balance enquiry.

4. IPPB Mobile App

Download IPPB mobile app on your mobile, fill account number, customer ID (CIF)/date of birth, and registered mobile number. You will receive an OTP on your registered mobile phone and you have to verify it.

Registration will be complete after OTP authentication. Set an MPIN to log into the app. Under dashboard, you can check your account balance.

5. Phone Banking

Dial 155299 (toll-free) from your registered mobile number and follow the IVRS commands.

Choose the language and select your saving account details.

Choose "get account balance" option to see your account balance.

6. Post Office QR Code

You need to scan QR code displayed on the QR card of post office.

You will get an OTP on your registered mobile number and verify it.

Now fill the OVD authentication and you will receive the account balance on your mobile phone without any hassle.

7. Online Banking

In order to check your post office saving account balance through online banking, you must create an account at official website of India Post.

After account activation process, you will receive a "User ID and Password" that you may change anytime. Follow the steps below to check post office saving account balance online:

• Log into DOP e-banking portal and fill your user ID and Password.
• You will receive an OTP on your registered mobile number
• Enter OTP to verify
• Now choose Accounts option and you can check your account available balance