LIC Death insurance- How to File a Claim with LIC? Check details

Even if the policyholder passes away within the policy term, life insurance offers financial stability for the surviving family members. A Life Insurance Corporation (LIC) policyholder's nominee may submit a death insurance claim to LIC for the insured sum in the tragic event of the policyholder's passing.

You should be aware that filing a death claim with LIC (Life Insurance Company) is entirely offline if you are the nominee for a policyholder who has passed away. When visiting the home branch where the policy was issued, make sure you have all the necessary paperwork for filing a death claim on hand.

Also, before submitting the death claim form for processing with other papers, you will need to obtain the insurance agent or development officer for the policyholder's signature on it.

• Documents Required
• Duly filled out Form
• Bank accounts of nominees that accept NEFT
• Original death certificate of the policyholder
• Authentic policy bond
• A candidate's PAN card
• A copy of the candidates' current identity documents, such as their passport, driver's licence, voter ID card, or Aadhar card.
• An official ID showing the deceased policyholder
• On the death claim form, the insurance agent for the insured or the development officer must sign.

To make a death insurance claim with LIC, you must go to the home branch where the policy was issued after having all the necessary paperwork on hand and following the instructions below.

How to file a death insurance claim?

Step-1 Visit the LIC branch where the policy was originally issued.

Step 2: Complete the paperwork for Form 3783, Form 3801, and NEFT to transfer money to the nominee's bank account. Form 3801 is supplied by the branch official.

Step 3: Send the completed forms and the required paperwork listed above. The nominee must sign each paper themselves.

Step 4: Add an intimation letter that serves as a covering letter and lists the policyholder's death date, location, and cause of death to the paperwork.

Step 5: Next, send the completed NEFT forms, a voided check, and a copy of the bank passbook with the account holder's name, account number, and IFSC code printed on it.

Step 6: A nominee must present all original papers at the time of the final submission of forms and accompanying paperwork.

Step 7- A LIC official will check all of your paperwork. After the verification is successful, the representative will start the death claim procedure.

Step 8: Ultimately, a receipt acknowledgement will be sent by the LIC branch. It should be safeguarded by the candidate for future use.

The final settlement sum is credited into the nominees' accounts within one business day if no mistakes are discovered throughout the procedure.