Ujjivan Small Finance Bank is paying 8.20% interest for regular depositors. The latest interest rates are applicable to domestic, Platina FD, NRO FDs, and NRE transactions. For non-senior citizens, the bank now offers Platina FDs at a maximum interest rate of 8.20%.

On deposits with maturities ranging from 12 months to 60 months, the bank is offering an interest rate that ranges from 6.70% to 7.40%. Platina FDs have a maximum interest rate of 8.20% when they mature in 80 weeks (560 days).
Platina FD rates are only valid for deposits over Rs.15 lakh and under Rs. 2 crores, For TASC, Non-individuals (with the exception of FIG), and All Individuals, Including NR Customers, Platina Deposits are available. However, Platina deposits will not be subject to the senior citizen extra rate.
| TENURE | Interest Rate (p.a.) (Under Rs. 2 Crores) |
|---|---|
| 12 Months | 6.70% |
| 12 Months 1 Day to 559 Days | 7.70% |
| 80 weeks (560 Days) | 8.20% |
| 561 Days to 989 Days | 7.70% |
| 990 Days | 7.95% |
| 991 Days to 60 Months | 7.40% |
For Domestic, NRO Fixed Deposits and Sampoorna Nidhi deposits of less than 2 Cr bank is offering interest rates ranging from 3.75 % to 6.50% for tenure ranging from 7 days to 120 months. Interest Rates for deposits maturing in 7 Days to 29 Days is 3.75%, 4.25% for those maturing in 30 Days to 89 Days, and 4.75% for 90 to 179 Days, while those maturing in the next 6 to 9 Months will do so at a rate of 5.50%. A rate of 6.50% will be paid on deposits maturing in 9 months, 1 day to 12 months, and a rate of 7.50% on deposits maturing in 12 months and a day to 559 days.
On deposits maturing in 80 Weeks (560 Days), the bank offers a maximum interest rate of 8.00%, whereas 7.50% for deposits maturing in 561 Days to 989 Days. Deposits with a 990-day maturity period earn 7.75% interest and 991-day to 60-month earn 7.20% interest. Bank offers an interest rate of 6.50% on deposits that mature in between 60 months 1 day to 120 months. The bank will offer a 0.75% higher interest rate for resident senior citizens across all tenors.
| TENURE | Interest Rate (p.a.) (Under Rs. 2 Crores) |
|---|---|
| 7 Days to 29 Days | 3.75% |
| 30 Days to 89 Days | 4.25% |
| 90 Days to 179 Days | 4.75% |
| 6 Months to 9 Months | 5.50% |
| 9 Months 1 Day to 12 months | 6.50% |
| 12 Months 1 Day to 559 Days | 7.50% |
| 80 Weeks (560 Days) | 8.00% |
| 561 Days to 989 Days | 7.50% |
| 990 Days | 7.75% |
| 991 Days to 60 Months | 7.20% |
| 60 months 1 Day to 120 Months | 6.50% |
| Additional Interest Rate for Resident Senior Citizens | 0.75% |
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