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SBI Credit Risk Fund - Direct Plan
Regular
Direct
3 Year Absolute Returns
25.72% ↑
NAV (₹) on 18 May 2026
16.52
1 Day NAV Change
-0.17%
Risk Level
High Risk
Rating
SBI Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under FRF-LT, offered by SBI Funds Management Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more
NAV History
Fund Details
Min. SIP Amount
₹500
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 5,000
Fund Age
13 Yrs
AUM
₹ 2,134.16 Cr.
Benchmark
Nifty Credit Risk Bond Index B-II
Expense Ratio
0.89%
Scheme Type
Open Ended
Exit Load
3%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 2,134.16 Cr
Debt
617.92%
Money Market & Cash
14.91%
Other Assets & Liabilities
67.17%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Non Convertible Debentures | 22.66% |
| Government Securities | 10.97% |
| Finance - Banks - Public Sector | 8.02% |
| Investment Trust | 7.98% |
| Zero Coupon Bonds | 7.90% |
| Construction, Contracting & Engineering | 7.41% |
| Finance & Investments | 6.76% |
| Pharmaceuticals | 4.00% |
| Power - Generation/Distribution | 3.52% |
| Finance - Housing | 3.51% |
| Finance - Banks - Private Sector | 3.51% |
| Airport & Airport Services | 2.94% |
| Net Receivables/(Payables) | 2.43% |
| Paper & Paper Products | 2.34% |
| Others - Not Mentioned | 2.25% |
| Non-Banking Financial Company (NBFC) | 1.17% |
| Furniture, Furnishing & Flooring | 0.88% |
| Telecom Services | 0.69% |
| Treps/Reverse Repo | 0.67% |
| Others | 0.39% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| 7.02% CGL 2031 | 7.08% | ₹ 151.14 | Others |
| Infopark Properties Ltd. | 4.93% | ₹ 105.12 | Others |
| Renew Solar Energy (Jharkhand Five) Pvt. Ltd. | 4.74% | ₹ 101.23 | Others |
| NJ Capital Pvt. Ltd. | 4.63% | ₹ 98.88 | Others |
| H.G. Infra Engineering Ltd. | 4.62% | ₹ 98.69 | Construction, Contracting & Engineering |
| JTPM Metal Traders Ltd. | 4.41% | ₹ 94.14 | Others |
| Renserv Global Pvt Ltd. | 3.75% | ₹ 80.07 | Others |
| Avanse Financial Services Ltd. | 3.75% | ₹ 80.05 | Finance & Investments |
| Aditya Birla Renewables Ltd. | 3.52% | ₹ 75.19 | Power - Generation/Distribution |
| Motilal Oswal Home Finance Ltd. | 3.51% | ₹ 74.96 | Finance - Housing |
| JSW Kalinga Steel Ltd. | 3.49% | ₹ 74.54 | Others |
| National Bank for Agriculture and Rural Development | 3.49% | ₹ 74.48 | Finance - Banks - Public Sector |
| Cube Highways Trust | 3.47% | ₹ 74 | Investment Trust |
| National Bank for Agriculture and Rural Development | 3.36% | ₹ 71.72 | Finance - Banks - Public Sector |
| Raajmarg Infra Investment Trust | 3.01% | ₹ 64.30 | Investment Trust |
| Kogta Financial (India) Ltd. | 3.01% | ₹ 64.16 | Finance & Investments |
| GMR Airports Ltd. | 2.94% | ₹ 62.71 | Airport & Airport Services |
| Gaursons India Pvt. Ltd. | 2.79% | ₹ 59.44 | Construction, Contracting & Engineering |
| Net Receivable / Payable | 2.43% | ₹ 51.28 | Others |
| Small Industries Development Bank of India | 2.35% | ₹ 50.15 | Finance - Banks - Private Sector |
| Aditya Birla Real Estate Ltd. | 2.34% | ₹ 49.98 | Paper & Paper Products |
| 7.47% State Government of Karnataka 2036 | 2.31% | ₹ 49.40 | Others |
| 364 DAY T-BILL 28.01.27 | 2.25% | ₹ 48.02 | Others - Not Mentioned |
| Eris Lifesciences Ltd. | 2.12% | ₹ 45.17 | Pharmaceuticals |
| Eris Lifesciences Ltd. | 1.88% | ₹ 40.19 | Pharmaceuticals |
| Indostar Capital Finance Ltd. | 1.17% | ₹ 24.95 | Non-Banking Financial Company (NBFC) |
| National Bank for Agriculture and Rural Development | 1.17% | ₹ 24.94 | Finance - Banks - Public Sector |
| Godrej Seeds & Genetics Ltd. | 1.16% | ₹ 24.70 | Others |
| Godrej Seeds & Genetics Ltd. | 1.15% | ₹ 24.53 | Others |
| Godrej Seeds & Genetics Ltd. | 1.15% | ₹ 24.56 | Others |
| Godrej Seeds & Genetics Ltd. | 1.15% | ₹ 24.65 | Others |
| 6.48% CGL 2035 | 1.13% | ₹ 24.07 | Others |
| Vertis Infrastructure Trust | 0.95% | ₹ 20.33 | Investment Trust |
| Yes Bank Ltd. | 0.93% | ₹ 19.91 | Finance - Banks - Private Sector |
| Sheela Foam Ltd. | 0.88% | ₹ 18.75 | Furniture, Furnishing & Flooring |
| Mahanagar Telephone Nigam Ltd. | 0.69% | ₹ 14.72 | Telecom Services |
| TREPS | 0.67% | ₹ 14.30 | Others |
| Capital Infra Trust | 0.55% | ₹ 11.79 | Investment Trust |
| Corporate Debt Market Development Fund-A2 | 0.39% | ₹ 8.32 | Others |
| 7.55% State Government of Maharashtra 2034 | 0.24% | ₹ 5.12 | Others |
| Small Industries Development Bank of India | 0.23% | ₹ 4.97 | Finance - Banks - Private Sector |
| 6.90% CGL 2065 | 0.21% | ₹ 4.53 | Others |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | 4.67% | 6.49% | 8.18% | 7.93% |
| Category returns | 3.97% | 5.46% | 15.40% | 24.25% |
Fund Objective
The objective of the scheme is to provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher ... Read more
AMC Details
Name
SBI Funds Management Ltd.
Date of Incorporation
29 Jun 1987
CEO
Mr. Nand Kishore
CIO
Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan
Type
Bank Sponsored
Address
9th Floor, Crescenzo,
C-38 & 39, G Block,
Bandra-Kurla Complex,
Bandra (East), Mumbai, Maharashtra, India - 400051
Website
https://www.sbimf.com
Email
partnerforlife@sbimf.com
Top Funds from Debt - Credit Risk
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
Bank of India Credit Risk Fund - Direct Plan
Income
Direct
|
₹14.54 | 17.14% | 32.70% | 242.24% | ₹105 | 1.17% |
Moderately High
|
|
Bank of India Credit Risk Fund
Income
Regular
|
₹14.14 | 16.66% | 31.28% | 236.77% | ₹105 | 1.64% |
Moderately High
|
|
Invesco India Credit Risk Fund - Direct Plan
Income
Direct
|
₹2,281.01 | 6.59% | 30.30% | 47.76% | ₹159 | 0.28% |
Moderately High
|
|
Invesco India Credit Risk Fund - Direct Plan
Income
Direct
|
₹2,298.04 | 6.59% | 30.30% | 47.74% | ₹159 | 0.28% |
Moderately High
|
|
Invesco India Credit Risk Fund - Direct Plan
Income
Direct
|
₹2,298.04 | 6.59% | 30.30% | 47.74% | ₹159 | 0.28% |
Moderately High
|
|
ICICI Prudential Credit Risk Fund - Direct Plan
Income
Direct
|
₹37.37 | 7.46% | 28.32% | 45.81% | ₹5,990 | 0.76% |
High
|
|
Nippon India Credit Risk Fund - Direct Plan
Income LT
Direct
|
₹40.98 | 7.32% | 28.30% | 54.08% | ₹1,343 | 0.70% |
High
|
|
Nippon India Credit Risk Fund - Direct Plan
Income LT
Direct
|
₹22.19 | 7.32% | 28.30% | 54.08% | ₹1,343 | 0.70% |
High
|
|
Axis Credit Risk Fund - Direct Plan
Income
Direct
|
₹25.49 | 7.17% | 26.95% | 42.96% | ₹355 | 0.80% |
High
|
|
Baroda BNP Paribas Credit Risk Fund - Direct Plan
STP
Direct
|
₹25.85 | 6.53% | 26.88% | 54.77% | ₹174 | 0.80% |
Moderately High
|
Top Funds from SBI Funds Management Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
SBI Flexicap Fund
Diversified
Regular
|
₹47.06 | -1.60% | 33.09% | 65.22% | ₹22,403 | 2.29% |
Very High
|
|
SBI Flexicap Fund
Diversified
Regular
|
₹47.06 | -1.60% | 33.09% | 65.22% | ₹22,403 | 2.29% |
Very High
|
|
SBI Flexicap Fund
Diversified
Regular
|
₹105.10 | -1.60% | 33.09% | 65.22% | ₹22,403 | 2.29% |
Very High
|
|
SBI Nifty Index Fund
Index
Regular
|
₹209.25 | -4.86% | 32.80% | 61.53% | ₹13,368 | 0.44% |
Very High
|
|
SBI Nifty Index Fund
Index
Regular
|
₹107.36 | -4.86% | 32.80% | 61.53% | ₹13,368 | 0.44% |
Very High
|
|
SBI Nifty Index Fund
Index
Regular
|
₹107.36 | -4.86% | 32.80% | 61.53% | ₹13,368 | 0.44% |
Very High
|
|
SBI Consumption Opportunities Fund
Sector
Regular
|
₹170.28 | -8.94% | 31.70% | 93.84% | ₹2,933 | 2.54% |
Very High
|
|
SBI Consumption Opportunities Fund
Sector
Regular
|
₹170.28 | -8.94% | 31.70% | 93.84% | ₹2,933 | 2.54% |
Very High
|
|
SBI Consumption Opportunities Fund
Sector
Regular
|
₹282.83 | -8.94% | 31.70% | 93.90% | ₹2,933 | 2.54% |
Very High
|
|
SBI Retirement Benefit Fund - Aggressive Plan
Hybrid
Regular
|
₹18.98 | -4.11% | 31.48% | 78.41% | ₹3,013 | 1.94% |
Very High
|
FAQs
What is the current NAV of SBI Credit Risk Fund - Direct Plan IDCW-Daily?
The current Net Asset Value (NAV) of SBI Credit Risk Fund - Direct Plan IDCW-Daily is ₹16.52 as of 18 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of SBI Credit Risk Fund - Direct Plan IDCW-Daily?
The Assets Under Management (AUM) of SBI Credit Risk Fund - Direct Plan IDCW-Daily is ₹2,134.16 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of SBI Credit Risk Fund - Direct Plan IDCW-Daily?
SBI Credit Risk Fund - Direct Plan IDCW-Daily has delivered returns of 6.49% (1 Year), 7.93% (3 Year), 7.41% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of SBI Credit Risk Fund - Direct Plan IDCW-Daily?
SBI Credit Risk Fund - Direct Plan IDCW-Daily has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for SBI Credit Risk Fund - Direct Plan IDCW-Daily?
The minimum lumpsum investment required for SBI Credit Risk Fund - Direct Plan IDCW-Daily is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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