UTI Retirement Fund

Regular
Direct

3 Year Absolute Returns

32.35% ↑

NAV (₹) on 15 May 2026

49.38

1 Day NAV Change

-0.06%

Risk Level

High Risk

Rating

-

UTI Retirement Fund is a Debt mutual fund categorized under Hybrid, offered by UTI Asset Management Co. Ltd.. Launched on 26 Dec 1994, investors can start with a minimum SIP of ₹100 or a lumpsum ... Read more

NAV History

Fund Details

Min. SIP Amount
₹500
Inception Date
26 Dec 1994
Min. Lumpsum Amount
₹ 500
Fund Age
31 Yrs
AUM
₹ 4,629.57 Cr.
Benchmark
CRISIL Debt Hybrid Index
Expense Ratio
1.63%
Scheme Type
Open Ended
Exit Load
1%

Returns Calculator

Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,629.57 Cr

Equity
150.17%
Debt
229.84%
Other Assets & Liabilities
19.99%

Sector Holdings

Sectors Weightage
Government Securities 23.81%
Finance & Investments 14.06%
Finance - Banks - Private Sector 10.20%
Non Convertible Debentures 5.66%
Current Assets 3.63%
IT Consulting & Software 3.55%
Non-Banking Financial Company (NBFC) 3.27%
Pharmaceuticals 3.19%
Finance - Term Lending Institutions 2.84%
Finance - Banks - Public Sector 2.44%
Certificate of Deposits 2.04%
Refineries 1.58%
Construction, Contracting & Engineering 1.50%
Auto - Cars & Jeeps 1.44%
Cigarettes & Tobacco Products 1.30%
Power - Transmission/Equipment 1.24%
Telecom Services 1.15%
Debt 1.14%
Real Estate Investment Trusts (REIT) 1.05%
Finance - Life Insurance 0.93%
Mining/Minerals 0.92%
Personal Care 0.83%
Telecom Equipment 0.81%
Power - Generation/Distribution 0.56%
Education - Coaching/Study Material/Others 0.55%
Finance - Housing 0.54%
Finance - Mutual Funds 0.53%
Cement 0.51%
Diversified 0.47%
Domestic Appliances 0.46%
Auto - 2 & 3 Wheelers 0.46%
Airlines 0.45%
Internet & Catalogue Retail 0.44%
Oil Drilling And Exploration 0.43%
Chemicals - Inorganic - Caustic Soda/Soda Ash 0.43%
Paper & Paper Products 0.40%
Infrastructure - General 0.39%
Steel - General 0.38%
Miscellaneous 0.38%
Realty 0.37%
Entertainment & Media 0.36%
Logistics - Warehousing/Supply Chain/Others 0.36%
Investment Trust 0.34%
Shipping 0.31%
Hotels, Resorts & Restaurants 0.30%
Finance - Reinsurance 0.28%
Retail - Apparel/Accessories 0.27%
Auto - LCVs/HCVs 0.26%
Agro Chemicals/Pesticides 0.26%
Textiles - Readymade Apparels 0.22%
Aluminium 0.19%
Iron & Steel 0.19%
Short Term Deposits 0.18%
Chemicals - Speciality 0.15%

Stock Holdings

Name Weightage Value (in Cr.) Sector
07.18% MAT -24/07/2037 6.83% ₹ 316.03 Others
NET CURRENT ASSETS 3.63% ₹ 168.17 Others
6.68% MAT- 07/07/2040 3.46% ₹ 160.29 Others
07.32% MAT -13/11/2030 3.10% ₹ 143.30 Others
HDFC BANK LTD. 2.72% ₹ 125.89 Finance - Banks - Private Sector
HDFC BANK LIMITED 2.64% ₹ 122.39 Finance - Banks - Private Sector
7.24% MAT- 18/08/2055 2.59% ₹ 120.03 Others
ICICI BANK LTD 2.43% ₹ 112.45 Finance - Banks - Private Sector
INFOSYS LTD. 1.73% ₹ 79.91 IT Consulting & Software
POWER FINANCE CORPORATION LTD. 1.61% ₹ 74.66 Finance - Term Lending Institutions
6.28% MAT- 14/07/2032 1.57% ₹ 72.67 Others
RELIANCE INDUSTRIES LTD. 1.53% ₹ 70.95 Refineries
LARSEN & TOUBRO LTD. 1.50% ₹ 69.35 Construction, Contracting & Engineering
ITC LTD. 1.30% ₹ 60.36 Cigarettes & Tobacco Products
POWER GRID CORPORATION OF INDI 1.24% ₹ 57.60 Power - Transmission/Equipment
07.32% RAJASTHAN SGS Mat - 24/09/2035 1.20% ₹ 55.44 Finance & Investments
BHARTI AIRTEL LTD. 1.15% ₹ 53.10 Telecom Services
7.73% WEST BENGAL SGS Mat - 04/02/2043 1.12% ₹ 51.81 Finance & Investments
ADITYA BIRLA CAPITAL LTD 1.08% ₹ 49.94 Finance & Investments
INDIAN RAILWAY FINANCE CORPORATION LIMITED 1.08% ₹ 50.05 Others
7.88% ANDHRA PRADESH SGS 25/03/2046 1.08% ₹ 49.98 Others
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.07% ₹ 49.66 Finance - Banks - Private Sector
EXPORT IMPORT BANK OF INDIA 1.07% ₹ 49.31 Finance - Banks - Public Sector
7.66% KERALA SGS Mat - 18/02/2039 1.07% ₹ 49.31 Finance & Investments
7.74% WEST BENGAL SGS Mat - 18/02/2044 1.07% ₹ 49.32 Finance & Investments
BAJAJ FINANCE LTD. 1.06% ₹ 49.12 Non-Banking Financial Company (NBFC)
07.73% HARYANA SGS Mat - 18/02/2045 1.06% ₹ 48.91 Finance & Investments
POWER FINANCE CORPORATION LTD. 1.05% ₹ 48.65 Finance - Term Lending Institutions
6.92% G SEC MAT- 18/11/39 1.05% ₹ 48.67 Others
06.48% Mat- 06/10/2035 1.04% ₹ 48.14 Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED 1.04% ₹ 48.37 Others
NABARD - 28/01/2027 1.02% ₹ 47.44 Others
6.82% ANDHRA SGS MAT -04/06/2036 1.02% ₹ 46.99 Finance & Investments
7.68% MADHYA PRADESH SGS Mat - 04/02/2043 1.02% ₹ 47.10 Finance & Investments
WIPRO LIMITED 0.99% ₹ 45.82 IT Consulting & Software
7.10% - MAT - 08/04/2034 0.94% ₹ 43.52 Others
STATE BANK OF INDIA 0.83% ₹ 38.31 Finance - Banks - Public Sector
6.99% WB SDL MAT - 29/09/2036 0.82% ₹ 37.97 Finance & Investments
INDUS TOWERS LIMITED 0.81% ₹ 37.58 Telecom Equipment
MAHINDRA & MAHINDRA LTD. 0.78% ₹ 36.12 Auto - Cars & Jeeps
HCL TECHNOLOGIES LTD. 0.77% ₹ 35.55 IT Consulting & Software
SHRIRAM FINANCE LTD 0.77% ₹ 35.85 Non-Banking Financial Company (NBFC)
LIC OF INDIA 0.67% ₹ 31.17 Finance - Life Insurance
MARUTI SUZUKI INDIA LTD. 0.66% ₹ 30.38 Auto - Cars & Jeeps
AUROBINDO PHARMA LTD. 0.60% ₹ 27.60 Pharmaceuticals
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 0.58% ₹ 26.72 Others
7.48% UTTAR PRADESH SDL 20/03/2036 0.57% ₹ 26.57 Finance & Investments
TATA POWER COMPANY LTD. 0.56% ₹ 26.06 Power - Generation/Distribution
COAL INDIA LTD. 0.55% ₹ 25.53 Mining/Minerals
EMAMI LTD. 0.55% ₹ 25.48 Personal Care
NIIT LEARNING SYSTEMS LTD 0.55% ₹ 25.38 Education - Coaching/Study Material/Others
REC LTD 0.54% ₹ 24.87 Others
ADITYA BIRLA HOUSING FINANCE LTD 0.54% ₹ 25.02 Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED 0.54% ₹ 24.99 Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED 0.54% ₹ 24.95 Others
LIC HOUSING FINANCE LTD. 0.54% ₹ 25.01 Finance - Housing
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 0.54% ₹ 24.97 Finance - Banks - Public Sector
POONAWALLA FINCORP LTD. 0.54% ₹ 24.80 Non-Banking Financial Company (NBFC)
7.88% WESTBENGAL SGS 25/03/2044 0.54% ₹ 25 Others
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.53% ₹ 24.60 Finance - Banks - Private Sector
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 0.53% ₹ 24.53 Others
AXIS FINANCE LTD 0.53% ₹ 24.69 Others
BAJAJ FINANCE LTD. 0.53% ₹ 24.62 Non-Banking Financial Company (NBFC)
7.65% MADHYAPRADESH SGS Mat - 11/03/2040 0.53% ₹ 24.65 Others
07.23% RAJASTHAN SGS Mat - 23/10/2035 0.52% ₹ 24.16 Finance & Investments
6.96% AP SDL MAT - 06/08/2034 0.52% ₹ 23.95 Finance & Investments
CANARA BANK - 28/01/2027 0.51% ₹ 23.73 Others
SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 0.51% ₹ 23.71 Others
GRASIM INDUSTRIES LTD. 0.51% ₹ 23.59 Cement
7.08% A P SGL MAT - 26/03/2037 0.51% ₹ 23.68 Finance & Investments
7.12% MAHARASHTRA SGS MAT -16/07/2047 0.50% ₹ 23.20 Finance & Investments
AJANTA PHARMA LTD. 0.49% ₹ 22.59 Pharmaceuticals
DCM SHRIRAM LTD. 0.47% ₹ 21.58 Diversified
CROMPTON GREAVES CONSUMER ELEC 0.46% ₹ 21.20 Domestic Appliances
HERO MOTOCORP LTD. 0.46% ₹ 21.25 Auto - 2 & 3 Wheelers
CAPLIN POINT LABORATORIES LTD 0.45% ₹ 20.94 Pharmaceuticals
INTERGLOBE AVIATION LTD 0.45% ₹ 20.98 Airlines
REIT- KNOWLEDGE REALTY TRUST REIT 0.45% ₹ 21.01 Real Estate Investment Trusts (REIT)
INFO-EDGE (INDIA) LTD. 0.44% ₹ 20.51 Internet & Catalogue Retail
TORRENT PHARMACEUTICALS LTD. 0.43% ₹ 19.74 Pharmaceuticals
FEDERAL BANK LTD. 0.43% ₹ 19.90 Finance - Banks - Private Sector
GHCL LTD. 0.43% ₹ 19.98 Chemicals - Inorganic - Caustic Soda/Soda Ash
OIL INDIA LTD. 0.43% ₹ 19.72 Oil Drilling And Exploration
REIT- NEXUS SELECT TRUST 0.43% ₹ 19.76 Real Estate Investment Trusts (REIT)
7.79% WESTBENGAL SGS Mat - 18/03/2045 0.42% ₹ 19.51 Others
JK PAPER LTD. 0.40% ₹ 18.71 Paper & Paper Products
G R INFRAPROJECTS LTD 0.39% ₹ 18.20 Infrastructure - General
INDUSIND BANK 0.38% ₹ 17.39 Finance - Banks - Private Sector
GLENMARK PHARMACEUTICALS LTD. 0.38% ₹ 17.47 Pharmaceuticals
SHIVALIK BIMETAL CONTROLS LTD 0.38% ₹ 17.74 Steel - General
ADITYA BIRLA CAPITAL LTD 0.37% ₹ 17.03 Finance & Investments
PHOENIX MILLS LTD 0.37% ₹ 17.23 Realty
SUNDARAM FINANCE LTD. 0.37% ₹ 17.22 Non-Banking Financial Company (NBFC)
7.62% UTTARPRADESH SGS Mat - 04/03/2041 0.37% ₹ 17.31 Others
VEDANTA LTD 0.37% ₹ 17.20 Mining/Minerals
MOTILAL OSWAL FINANCIAL SERVIC 0.36% ₹ 16.49 Finance & Investments
TIPS MUSIC LIMITED 0.36% ₹ 16.54 Entertainment & Media
VRL LOGISTICS LTD 0.36% ₹ 16.69 Logistics - Warehousing/Supply Chain/Others
PIRAMAL FINANCE LIMITED 0.34% ₹ 15.58 Finance & Investments
INVIT - IRB INVIT FUND 0.34% ₹ 15.67 Investment Trust
MARKSANS PHARMA LTD. 0.32% ₹ 14.87 Pharmaceuticals
MAX FINANCIAL SERVICES LTD. 0.31% ₹ 14.12 Finance & Investments
REC LTD 0.31% ₹ 14.54 Others
GREAT EASTERN SHIPPING CO. LTD 0.31% ₹ 14.40 Shipping
6.98% MAHARASHTRA SGS MAT -25/06/2037 0.31% ₹ 14.16 Finance & Investments
MAHINDRA HOLIDAYS & RESORTS IN 0.30% ₹ 14.11 Hotels, Resorts & Restaurants
07.72% WESTBENGAL SGS Mat - 25/02/2041 0.29% ₹ 13.52 Others
COLGATE PALMOLIVE INDIA LTD. 0.28% ₹ 13.04 Personal Care
GENERAL INSURANCE CORPORATION 0.28% ₹ 13.16 Finance - Reinsurance
GODREJ SEEDS AND GENETICS LIMITED 0.27% ₹ 12.33 Others
GODREJ SEEDS AND GENETICS LIMITED 0.27% ₹ 12.32 Others
RAYMOND LIFESTYLE LTD 0.27% ₹ 12.37 Retail - Apparel/Accessories
TORRENT PHARMACEUTICALS LTD. 0.26% ₹ 11.85 Pharmaceuticals
BIOCON LTD. 0.26% ₹ 11.91 Pharmaceuticals
ICICI PRUDENTIAL LIFE INSURA L 0.26% ₹ 12.22 Finance - Life Insurance
TATA MOTORS LTD 0.26% ₹ 12.08 Auto - LCVs/HCVs
UPL LTD. 0.26% ₹ 11.86 Agro Chemicals/Pesticides
7.32% CHHATTISGARH SDL 05/03/2037 0.26% ₹ 12.04 Finance & Investments
S.P.APPARELS LTD 0.22% ₹ 10.40 Textiles - Readymade Apparels
NIPPON LIFE INDIA ASSET MANAGE 0.21% ₹ 9.51 Finance - Mutual Funds
VEDANTA IRON AND STEEL LTD. 0.19% ₹ 8.88 Iron & Steel
VEDANTA ALUMINIUM METAL LTD. 0.19% ₹ 8.88 Aluminium
TALWANDI SABO POWER LTD. 0.19% ₹ 8.88 Miscellaneous
MALCO ENERGY LTD. 0.19% ₹ 8.88 Miscellaneous
REC LTD 0.18% ₹ 8.35 Finance - Term Lending Institutions
REIT- MINDSPACE BUSINESS PARKS 0.17% ₹ 7.95 Real Estate Investment Trusts (REIT)
ROSSARI BIOTECH LTD 0.15% ₹ 6.84 Chemicals - Speciality
Nifty 5 yr Benchmark G-Sec ETF 0.11% ₹ 5.27 Finance - Mutual Funds
UTI - Nifty 50 ETF ETF 0.11% ₹ 5.31 Finance - Mutual Funds
AXIS BANK LTD. STD - MARGIN 0.11% ₹ 5 Others
Nifty 10 yr Benchmark G-Sec ETF 0.10% ₹ 4.59 Finance - Mutual Funds
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN 0.07% ₹ 3.09 Others
MPHASIS LTD 0.06% ₹ 2.62 IT Consulting & Software
BHARAT PETROLEUM CORPN LTD. 0.05% ₹ 2.28 Refineries
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1 0.03% ₹ 1.60 Others
07.08% HARYANA SDL MAT - 26/03/2039 0.02% ₹ 0.81 Finance & Investments
7.19% MAHARASHTRA SDL-27/02/2040 0.01% ₹ 0.67 Finance & Investments

Returns

Annualised returns
9M 1Y 2Y 3Y
Fund returns 0.18% -0.32% 5.87% 9.79%
Category returns 14.44% 18.85% 36.00% 59.85%

Fund Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of ... Read more

AMC Details

Name
UTI Asset Management Co. Ltd.
Date of Incorporation
01 Feb 2003
CEO
Mr. Vetri Subramaniam
CIO
Mr Vetri Subramaniam
Type
Bank Sponsored
Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051
Website
https://www.utimf.com
Email
service@uti.co.in

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Top Funds from UTI Asset Management Co. Ltd.

Scheme Name
NAV
Returns
1Y 3Y 5Y
AUM (Cr)
Expense Ratio
Risk Meter
UTI Nifty 50 ETF
ETF Regular
-4.55% 32.95% 70.35% ₹69,607 0.05%
Very High
UTI Nifty 50 Index Fund - Direct Plan
Index Direct
-4.72% 32.25% 68.87% ₹27,849 0.26%
Very High
UTI Nifty 50 Index Fund - Direct Plan
Index Direct
-4.72% 32.25% 68.87% ₹27,849 0.26%
Very High
UTI Nifty 50 Index Fund - Direct Plan
Index Direct
-4.72% 32.25% 68.87% ₹27,849 0.26%
Very High
UTI Master Equity Plan Unit Scheme (MEPUS)
ELSS Regular
-5.50% 32.18% 63.45% ₹2,752 1.42%
Very High
UTI Nifty 50 Index Fund
Index Regular
-4.83% 31.77% 67.91% ₹27,849 0.38%
Very High
UTI Nifty 50 Index Fund
Index Regular
-4.83% 31.77% 67.91% ₹27,849 0.38%
Very High
UTI Nifty 50 Index Fund
Index Regular
-4.83% 31.77% 67.91% ₹27,849 0.38%
Very High
UTI Large Cap Fund
Largecap Regular
-5.93% 30.80% 58.06% ₹12,053 1.94%
Very High
UTI Equity Savings Fund
Hybrid Regular
2.17% 29.69% 53.98% ₹820 1.72%
Moderate

FAQs

What is the current NAV of UTI Retirement Fund Regular Growth?

The current Net Asset Value (NAV) of UTI Retirement Fund Regular Growth is ₹49.38 as of 15 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Retirement Fund Regular Growth?

The Assets Under Management (AUM) of UTI Retirement Fund Regular Growth is ₹4,629.57 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Retirement Fund Regular Growth?

UTI Retirement Fund Regular Growth has delivered returns of -0.32% (1 Year), 9.79% (3 Year), 9.91% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Retirement Fund Regular Growth?

UTI Retirement Fund Regular Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Retirement Fund Regular Growth?

The minimum lumpsum investment required for UTI Retirement Fund Regular Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article

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