1 FMCG & 1 NBFC Stock Declares Bonus Issue In 4:1 & 2:1 Ratio; Which Stock To Buy?

Bonus shares and the financial results for the quarter and half year that ended on September 30, 2025, were recently announced by Unifinz Capital India from the NBFC industry and GRM Overseas from the FMCG sector. In addition to providing readers with expert guidance on the stock price outlook of GRM Overseas and Unifinz Capital India, this article has briefly discussed the bonus shares specifics of both firms.

Unifinz Capital India Bonus Shares

In a meeting held on November 14, the Board of Directors of Unifinz Capital India declared a bonus issue in a 4:1 ratio.

As part of a 4:1 bonus issue, the company has authorized the issuing of 3,54,14,468 equity shares with a face value of Rs 10 each, totaling Rs 35.41 crore. This means that shareholders would get four fully paid-up shares for each share held on the record date, which will be announced in due course.

Retained Earnings and Securities Premium will be used to distribute the bonus shares, demonstrating a solid reserve position. After the bonus issue, the issued and paid-up capital would climb significantly from Rs 8.85 crore, comprising 88,53,617 shares, to Rs 44.26 crore, comprising 4,42,68,850 shares, while the authorized capital stays at Rs 90 crore.

The company has indicated that the upcoming bonus issue would be carried out using a total of Rs 35.41 crore from its free reserves and share premium. The company has a solid reserve foundation, with Rs 48.58 crore in Securities Premium and Rs 155.46 crore in Free Reserves (Retained Earnings), according to the audited financials dated March 31, 2025, guaranteeing more than sufficient funding for the bonus issue. The company has also established a precise timeline, noting that the bonus shares are anticipated to be credited or dispatched on Monday, December 22, 2025.

Unifinz Capital India Target Price

"The stock recently lost upward momentum and is trading near short-term support. Price structure looks choppy, with lower highs forming. A breakdown below ₹515 may trigger deeper correction. Bulls need a rebound above ₹555 to regain control. Volatility remains elevated; trend clarity is still missing," commented Riyank Arora, technical analyst at Mehta Equities Ltd.

""Unifinz Capital stock price is bullish on the Daily charts with strong support at 519. A Daily close above resistance of 599 could lead to a target of 645 in the near term," recommended A R Ramachandran, Independent SEBI registered Research Analyst, Tips2trades.

GRM Overseas Bonus Shares

In a meeting held on November 13, the Board of Directors of GRM Overseas approved the issuance of bonus shares to the existing shareholders of the company in the ratio of 2:1, i.e. 2 fully paid-up equity shares for every 1 existing fully paid-up equity share held as on the proposed record date to be fixed for the bonus issue.

A substantial bonus issue has been planned by the corporation, which plans to issue around 13,81,40,000 bonus equity shares, each worth Rs 2. The company has said that the bonus issue would be funded with Rs 27,62,80,000 from its retained earnings (free reserves). The corporation states that the bonus shares will be credited or distributed within two months of the Board's approval date, with an approximate completion date of January 12, 2025.

GRM Overseas Target Price

"The stock has shown strong upward momentum after a recent breakout above major resistance. Higher highs and higher lows indicate a sustained bullish structure. Volume expansion supports trend strength. However, RSI appears overbought, suggesting a possible short-term pullback. Supports lies near ₹455-460; upside continuation likely if it holds," commented Riyank Arora.

""GRM Overseas stock price is bullish but also overbought on the Daily charts with next resistance at 528. Investors should be booking profits as a Daily close below support of 478 could lead to a target of 399 in the near term," said A R Ramachandran.

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