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IDBI, Oriental Bank of Commerce on Thursday, slashed interest rate on home loans by up to 0.25%. IDBI Bank has decided to reduce its floating and fixed interest rates on housing loans. The revised rates will come into effect from September 7, 2012.
While the Floating Interest Rates in respect of all loans have been reduced by 25 bps subject to Base Rate, the Fixed Rate on Home Loans has been reduced to 11.50% p.a. for all loans for a period of 3 to 5 years.
The Bank has also reduced processing fee by 50% or more on home loans. Further, the Bank has also effected certain changes in card rates applicable to some of the allied home loan products.
OBC has also cut interest rates on home loans and vehicle loans by 0.25% and 0.4% respectively. Home loan and vehicle loans will now be available at reduced rate of as low as 10.65% and 11% respectively, OBC said in a statement.
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