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A few days after HDFC Bank hiked interest rates, ICICI Bank follows suit. The lender has raised the interest rates by 25 basis points. The new rates for term deposits less than Rs 1 crore will be effective from today, 15 November.
Below is the list for tenures with the highest interest rates.
| Tenure | General category interest rates (%) | Senior citizen interest rates (%) |
|---|---|---|
| 1 year to 389 days | 6.9 | 7.4 |
| 390 days to 2 years | 7.1 | 7.6 |
| 2 years 1 day upto 3 years | 7.5 | 8 |
| 3 years 1 day upto 5 years | 7.25 | 7.75 |
| 5 years 1 day upto 10 years | 7 | 7.5 |
| 5 Years Tax saver FD (Max upto Rs. 1.50 lac) | 7.25 | 7.75 |
With the prevailing volatility in the Indian stock markets at present, investing in fixed deposits is a safer option. ICICI Bank offers term deposits for tenures ranging between 7 days and 10 years. The above rates are applicable on domestic, NRO and NRE fixed deposits with premature withdrawal facility.
The bank also offers term deposit without premature withdrawal facility that fetch higher interest rates. These rates were also revised and have come to effect from 14 November. The highest interest at the rate of 7.95 percent is provided on a tenure of 1 year 389 days.
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