Paisalo Digital Surprises Markets With Timely Interest Payout For $44 Million FCCB; Here’s The Full Story

On December 10, 2025, Paisalo Digital Limited officially notified the stock exchanges that it had successfully paid interest on its outstanding Foreign Currency Convertible Bonds (FCCBs) worth USD 44 million at a 7.5% coupon rate. The company acknowledged the timely payment and requested the exchanges to record the update in a filing filed in accordance with Regulation 30 of SEBI's Listing Obligations and Disclosure Requirements (LODR), demonstrating its ongoing commitment to bondholders and financial discipline.

Meanwhile, the Operations and Finance Committee of Paisalo Digital Limited will meet on December 15, 2025, to discuss and authorize the issuance of Non-Convertible Debentures (NCDs) via a private placement strategy. In accordance with Regulations 29 and 50 of SEBI's LODR standards, the corporation informed the BSE & NSE of this modification, including a list of its current equity, NCD, and CP scrip codes and symbols for reference.

Paisalo Digital requested the exchanges to record this notification, which reflects the company's ongoing focus on bolstering its capital structure and funding strategy through debt instruments.

Paisalo Digital Limited recently launched major fundraising initiatives during its Operations and Finance Committee meeting on December 9, 2025. 4,000 secured, rated, listed, redeemable non-convertible debentures (NCDs) with a face value of Rs 1,00,000 each, totaling Rs 40 crore, were authorized by the firm. The NCDs have a 36-month term, an 8.50% annual coupon due quarterly, and a maturity date of December 9, 2028.

Additionally, with a scheduled allotment date of December 15, 2025, the Board authorized the private placement on the EBP platform for the issuance of up to 5,000 secured NCDs worth Rs 50 crore, including a green shoe option worth Rs 25 crore. On December 15, 2027, after two years, the 8.45% annual interest offered by these NCDs will be paid on a quarterly basis and redeemable at par.

The technical setup of Paisalo Digital Ltd. indicates a mixed to cautiously positive trend, according to Trendlyne data: the stock price is trading above its 50-day and 200-day simple moving averages, indicating medium to longer-term support levels, while its RSI and MFI stay in the mid-range, indicating neither overbought nor oversold conditions.

The price currently sits above key SMA50 (around Rs 37.1) and SMA200 (around Rs 34.3), reinforcing underlying support and suggesting resilience despite significant recent volatility. But the stock has dropped significantly from its 52-week high, and volatility is still strong, so momentum might change swiftly.

Due to the broad trading range and market volatility, technical indicators like moving averages and mid-range momentum oscillators often indicate a neutral to slightly optimistic bias, but they should be considered cautiously.