Record Date Declared For FY25 Final Dividend: Should You Book Profits In This LIC-Backed NBFC Stock?

One of India's top NBFCs, Paisalo Digital Ltd. offers a range of loan products, such as business loans, SME and MSME loans, and income generating loans for both company and self-employment. According to the most recent shareholding pattern published on the BSE for the June 2025 quarter, SBI Life Insurance Co. Ltd. owns roughly 8.96% of the equity, or 62,11,427 shares, or an approximate 8.9% stake in Paisalo Digital, while Life Insurance Corporation of India (LIC) owns 77,59,511 shares, or 1.12% stake in the company. Following the company's announcement of the record date for the last dividend of FY25, the NBFC stock is now the center of attention.

For the fiscal year ending March 31, 2025, Paisalo Digital Ltd. proposed a final dividend of 10% on the company's fully paid-up capital, or Re. 0.10/- (Ten Paisa Only) each fully paid equity share of Re. 1/- each.

"This is to inform that pursuant to Regulation 42 of Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015, the Company has fixed Monday, September 22, 2025, as the Record Date for determining entitlement of Members to final dividend for the financial year ended March 31, 2025. The payment of final dividend as recommended by the Board of Directors is subject to the approval of the Shareholders in the ensuing 33rd Annual General Meeting scheduled to be held on Monday, September 29, 2025," Paisalo Digital said in a regulatory filing in regards to the above-mentioned dividend purpose.

Meanwhile, Equilibrated Venture Cflow Private Limited, a part of the promoter group, has increased its stake in Paisalo Digital Limited through an open market acquisition of 74,70,000 equity shares. The transactions occurred on July 24, 2025, and July 25, 2025. Prior to this acquisition, Equilibrated Venture held 14,13,88,994 shares, which represented 15.6730% of the total share capital. The recent acquisition of 74,70,000 shares, or 0.8281% of the capital, has increased its holding. Following the transaction, Equilibrated Venture's total holding in Paisalo Digital Limited now stands at 14,88,58,994 shares, corresponding to 16.5011% of the total voting capital.

Divided into 90,21,18,289 equity shares having a face value of Re. 1 apiece, Paisalo Digital Limited's total equity share capital of Rs. 90,21,18,289 has not changed.
Paisalo Digital Target Price

"Paisalo Digital stock price is bearish & also overbought on the Daily charts with strong resistance at 35.9. Investors should be booking profits at current levels as a Daily close below support of 32.25 could lead to a target of 29.8 in the near term," commented A R Ramachandran, independent research analyst.

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