Effective January 10, 2020, SBI after cutting down on FD rates has also slashed RD rates. The bank's RDs are from 1 to 10 year tenure. The cut has been made on RDs by as much as 15 bps and after the recent revision, 1 year RD at SBI will fetch 6.1% return per annum. Earlier the same RD was offering 6.25%.
The RD scheme at the bank can be started with as less as Rs. 100. Also, once booked, RD rates for the customer do not change for the entire tenure.
On the long term deposits, the bank also lowered interest rate. And also cut its EBR by 25 bps to 7.8% per annum. The bank's home loan rate have also gone down to 7.9%.
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