Jana Small Finance Bank offers one of the most competitive fixed deposit interest rates on the market among others. Investors can put their money in the bank for as little as seven days or as long as ten years. Jana Small Finance Bank offers interest rates ranging from 2.5 percent to 7.25 percent on FDs with terms ranging from seven days to ten years. For these deposits, senior citizens receive an additional 50 basis points. Senior citizens can get interest rates ranging from 3% to 7.75 percent on these deposits. The bank updated these rates today, and thus are in effect from 11 April 2021.

Jana Small Finance Bank FD Rates
Jana Small Finance Bank has updated the interest rate on fixed deposits (FD). Jana Small Finance Bank provides interest rates of 2.5 percent, 3.00 percent, and 3.75 percent for FDs maturing in 7 to 14 days, 15 to 60 days, and 61 to 90 days, respectively. The bank provides 4.50 percent interest on term deposits that mature in 91 days to 180 days. The bank offers 6.00 percent interest rate on deposits for a maturity period of 181 to 364 days. The bank will pay 6.75 percent on FDs maturing in 1 year. The bank will now offer a 7% interest rate on deposits maturing in 1 year to less than 3 years. The bank will pay 7.25 percent on term deposits for a maturity period of three years or more but less than 5 years. Jana Small Finance Bank offers a 7.00 percent interest rate on deposits with a maturity period of five years. The bank offers 6.50 percent on FDs maturing in 5 years and above, up to 10 years. Senior citizens continue to get 50 basis points higher interest rates than the non-senior citizens. On FDs maturing in 7 days to 10 years, the bank provides interest rates ranging from 3% to 7.75 percent. These rates are in force from April 11, 2021.
| Tenure | ROI For General Public | ROI For Senior Citizens |
|---|---|---|
| 7-14 days | 2.50% | 3.00% |
| 15-60 days | 3.00% | 3.50% |
| 61-90 days | 3.75% | 4.25% |
| 91-180 days | 4.50% | 5.00% |
| 181-364 days | 6.00% | 6.50% |
| 1 Year[365 Days] | 6.75% | 7.25% |
| > 1 Year - 3 Years | 7.00% | 7.50% |
| > 3 Years - | 7.25% | 7.75% |
| 5 Years[1825 Days] | 7.00% | 7.50% |
| > 5 Years - 10 Years | 6.50% | 7.00% |
| Source: Bank Website |
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