Jana Small Finance Bank has one of the most attractive fixed deposit (FD) interest rates when it comes to interest rates of leading public or private sector banks on their FD. One can open a fixed deposit account at Jana Small Finance Bank for a flexible tenure which ranges from 7 days to 10 years. On FDs with periods ranging from seven days to ten years, Jana Small Finance Bank offers interest rates ranging from 2.5 percent to 6.75 percent. Senior citizens get an additional 50 basis points for these deposits. On these deposits, senior citizens will earn interest rates ranging from 3% to 7.25 percent. These rates are effective as of May 7, 2021, following the bank's most recent adjustment.

Jana Small Finance Bank FD Rates
Following the most recent revision FDs maturing in 7 to 14 days, 15 to 60 days, and 61 to 90 days, Jana Small Finance Bank offers interest rates of 2.5 percent, 3.00 percent, and 3.75 percent, respectively. For term deposits with a maturity period of 91 to 180 days, the bank pays 4.50 percent interest. The bank proposes a deposit rate of 5.50 percent on a maturity period of 181 to 364 days. On one-year FDs, the bank will pay 6.25 percent interest. For deposits maturing in one year or less than three years, the bank will now pay a 6.50% interest rate. For term deposits with a maturity period of three years or more but less than five years, the bank will now provide 6.75% interest. Jana Small Finance Bank provides a 6.5% interest rate on deposits for a five-year maturity term. On FDs maturing in 5 years or more, up to 10 years, the bank provides 6 per cent interest. Senior citizens will continue to get interest rates that are 50 basis points higher than the general public. The bank offers interest rates ranging from 3% to 7.25 percent on FDs maturing in 7 days to 10 years. These rates are applicable from May 7 2021.
| Tenure | Regular FD Rate | Senior Citizen FD Rates |
|---|---|---|
| 7-14 days | 2.50% | 3.00% |
| 15-60 days | 3.00% | 3.50% |
| 61-90 days | 3.75% | 4.25% |
| 91-180 days | 4.50% | 5.00% |
| 181-364 days | 5.50% | 6.00% |
| 1 Year[365 Days] | 6.25% | 6.75% |
| > 1 Year - 2 Years | 6.50% | 7.00% |
| >2 Years-3 Years | 6.50% | 7.00% |
| > 3 Year- | 6.75% | 7.25% |
| 5 Years[1825 Days] | 6.50% | 7.00% |
| > 5 Years - 10 Years | 6.00% | 6.50% |
| Source: Bank Website |
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