This Aggressive Hybrid Fund Has Given Up To 20% Absolute SIP Returns In 3-Year, Good for SIP

You haven't disclosed your objectives, investment horizon, or risk profile, to name a few then you need to look for fund that are fits all your requirement. Experts recommends investors to select mutual funds based on their investment goals and risk tolerance. Your risk tolerance will determine whether you invest in an equity, debt, or hybrid fund. While equities funds are thought to be "riskier," debt funds are thought to be "safer." Aggressive Hybrid Funds are mutual funds that invest primarily in stocks while also holding a small amount of debt. This particular aggressive hybrid fund that we highlighted here is good to bet. The fund has given good returns over the year.

Motilal Oswal Equity Hybrid Fund - Direct Plan-Growth

It is an Aggressive Hybrid mutual fund scheme, launched on 14th September 2018 by the Motilal Oswal Mutual Fund. Under the Direct Plan-Growth option of the fund, it has Rs 390.19 Crores worth of assets under management (AUM). While the Net Asset Value (NAV) declared on 31st May 2022 is Rs 15.3073. It has an expense ratio of 1.01%. While the category average expense ratio is 0.97%. 

It is an open-ended highly risky medium-sized fund of its category. A minimum investment of Rs 500 is required for lump-sum payments in this fund, on the other hand, to start SIP, a minimum investment of Rs 500 is required. This fund has no lock-in period. However, it charges 1% for redemption within 15 days of the investment. CRISIL has rated this fund 1 star. 

The fund aims to generate equity-linked returns by investing in a combined portfolio of equity and equity-related instruments, debt, money market instruments and units issued by Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs). The benchmark of this fund is CRISIL Hybrid 35+65 Aggressive Index. 

Absolute & Annualised Returns

Lump-Sum Investment Returns

Since its launch, it has delivered 12.15% average annual returns.

Tenure	Absolute Returns	Annualised Returns
1 Year	3.03%	3.03%
2 Year	45.34%	20.49%
3 Year	42.08%	12.41%
Since Inception	53.07%	12.15%

SIP Returns

In last 1 year, it has given negative year. 

Tenure	Absolute Returns	Annualised Returns
1 Year	-1.95%	-3.59%
2 Year	9.62%	9.10%
3 Year	19.18%	11.73%

Portfolio

The fund has 71.61% investment in equities and 20.27% investment in Debt. The fund's equity portion is primarily invested in the Financial, Services, Technology, Automobile, and Capital Goods sectors. The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great. The fund's top 5 holdings are in Rajasthan State, ICICI Bank Ltd., HDFC Bank Ltd., Reliance Industries Ltd., and Container Corpn. Of India Ltd.

Disclaimer

Mutual fund investments are subject to market risk. Read all scheme related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.