This Conservative Hybrid Fund Has Given Up To 38.48% Returns In 3-Years, SIP Starts At Rs 100

Many investors desire to invest in stocks because they have the potential for high profits. However, market volatility and risk aversion constantly hold them back. Such investors might think about investing in conservative equity funds. There are several conservative hybrid funds available for investment. One of them we have highlighted here. This fund has given good returns and can be considered for investments. Check out returns and portfolio.

Sundaram Debt Oriented Hybrid Fund - Direct Plan-Growth

This Sundaram Debt Oriented Hybrid Fund Direct Plan-Growth fund is a Conservative Hybrid mutual fund scheme from the Sundaram Mutual Fund.

This fund has Rs 32.03 Crore Asset Under Management, which is 15% of investment in the category. The NAV or Net Asset Value of this fund has Rs 25.1717 declared on 13th April 2022. The fund has an expense ratio of 1.2%, which is higher than its category average expense ratio. 

It is an open-ended moderate risky fund. Also, it is a medium-sized fund of its category. . Currently, the fund has a 19.86% allocation to equity and 45.98% to Debt. Rating agency CRISIL has rated this fund 1-star, This fund has given relatively weaker performance among its peer funds. However, its performance is good in 1-year com pared to its category average. 

To start investment in this fund, the minimum amount required is Rs 5000 for Lump-sum payment, and for SIP, it is Rs 100. The fund has 0 exit load, and also, there is no lock-in period. Its benchmark is CRISIL Hybrid 85+15 Conservative Index.

Absolute And Annualised Returns

Lump-Sum Investment Returns

Since its inception, it has delivered 8.34% average annual returns.

Investment Period	Absolute Returns	Annualised Returns
1 Year	13.35%	13.32%
2 Year	30.63%	14.29%
3 Year	23.30%	7.22%
5 Year	38.47%	6.72%
Since Inception	109.98%	8.34%

SIP Returns

SIP Period	Absolute Returns	Annualised Returns
1 Year	4.69%	8.82%
2 Year	12.26%	11.56%
3 Year	16.93%	10.43%
5 Year	22.15%	7.93%

Portfolio

The fund has a 19.86% investment in equity. Fund has 45.98% investment in Debt of which 30.23% in Government securities, and 15.76% in funds invested in very low-risk securities.

The fund's equity portion is primarily invested in the Financial, Technology, Consumer Staples, Energy, and Healthcare sectors.

The debt portion of the fund has low credit quality indicating the quality of borrowers it has lent it to is not too great.

It has taken less exposure in the Financial, Technology sectors compared to other funds in the category.

The fund's top holdings are in GOI, HDFC Bank Ltd., Housing & Urban Development Corp. Ltd., Piramal Housing Finance Ltd., and ICICI Bank Ltd.

Disclaimer

Mutual fund investments are subject to market risk. Read all scheme-related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.