This Multi-Asset Allocation Fund Has Ticked 70.78% Returns In 2 Years, Should You Invest?

Multi-asset offers may be an excellent choice to explore for investors who desire reduced volatility and more predictable returns. Multi-asset allocation funds invest in a variety of assets, including stocks, bonds, and commodities. Here, we have given insights and details of one such Multi-Asset Allocation fund. The fund was launched 2 years back. Check out returns and other details to have a better understanding.

Tata Multi-Asset Opportunities Fund - Direct Plan-Growth

This is a hybrid Multi-Asset Allocation Fund launched on 04 March 2020 by the Tata Mutual Fund. It is an open-ended medium-sized fund of its category. The AUM of this fund is Rs 1337.58. The NAV of the fund declared on 22nd April 2022 is Rs 16.1195. The expense ratio of this fund is 0.41%, which is less than its category average returns. 

It is a highly risky fund. The minimum investment amount required for lump-sum payment is Rs 5000. For SIP it is Rs 500. The Lock-in period is not applicable in this fund. However, it charges 1% for redemption within 365 days on the excess of 12% of the investment. The benchmark of this fund is S&P BSE 200 TRI, MCX I-COMEX Composite Index (20), and CRISIL Short-Term Bond Index (15). 

Absolute And Annualised Returns

Lump-Sum Returns

Since its inception, it has delivered 25.07% average annual returns.

Tenure	Absolute Returns	Annualised Returns
1 Year	19.38%	19.38%
2 Year	70.78%	30.68%
Since Inception	61.20%	25.07%

SIP Returns

Tenure	Absolute Returns	Annualised Returns
1 Year	6.24%	11.77%
2 Year	24.51%	22.65%

Portfolio

The fund has a 54.61% allocation to equity and 7.32% to Debt. The fund's equity portion is primarily invested in the Financial, Technology, Energy, Materials, and Construction sectors. The fund's debt part has a very low credit rating, meaning that the borrowers to whom it has borrowed money are of poor quality. The fund's top holdings are in the Government of India, Reliance Industries Ltd., Infosys Ltd., State Bank of India (SBI), and Tata Consultancy Services Ltd.

 

Disclaimers

Mutual fund investments are subject to market risk. Read all scheme-related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.