With 70.49% Returns In 2 Years, This Focused Fund Is A Good Investment

Mutual fund investing is a good way to diversify investment with various categories of it. It is suitable for various kinds of investors whether debt or equity investors. As not all mutual funds are the same, investors must understand the specifics of each type of fund to make an informed selection. A focused mutual fund is an equity mutual fund that invests in a small number of stocks. Here, we have highlighted one focused fund that has offered promising returns in the last 3 years on the investment whether vis SIP or Lump-sum.

Baroda BNP Paribas Focused Fund - Direct Plan-Growth

This is an open-ended focused fund from the house of the newly merged Baroda BNP Paribas Mutual Fund. It was launched on October 06, 2017. The AUM of this fund is Rs 218.34 crore. The NAV declared on 29th April 2022 is Rs 15.2536. The expense ratio of this fund is 0.8%, which is almost equal to its category average expense ratio. It is a medium-sized fund of its category.

It is a highly risky fund for investment. Rated 3-star by the Mutual Fund Rating Agency CRISIL. To begin investing in this fund, the minimum amount required is Rs 5000, whereas for SIP it is RS 500. There is no lock-in period in this. However, it charges 1% on excess 10% investment redemption within 365 days. 

Absolute And Annualised Returns

Lump-Sum Returns

Since its launch, it has delivered 9.69% average annual returns.

Tenure	Absolute Returns	Annualised Returns
1 Year	16.84%	16.84%
2 Year	70.49%	30.57%
3 Year	56.70%	16.09%
Since Inception	52.54%	9.69%

SIP Returns

Tenure	Absolute Returns	Annualised Returns
1 Year	3.97%	7.44%
2 Year	23.86%	22.08%
3 Year	34.01%	19.96%

Portfolio

The fund has 66.27% investment in equities and 28.47% investment in Debt. The fund has the majority of its money invested in the Financial, Technology, Consumer Staples, Energy, and Metals & Mining sectors. The fund's top holdings are in ICICI Bank Ltd., Infosys Ltd., HDFC Bank Ltd., Reliance Industries Ltd., and Jindal Steel & Power Ltd.

Disclaimer

Mutual fund investments are subject to market risk. Read all scheme-related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.