IDBI Bank 500 days and 50 months special deposit plan

Available from October 1, 2013 until December 31, 2013, the fixed deposit plan offers interest rate @ 9.40% and 9.25% for 500 days and 50 months respectively. Senior citizens will garner an additional return of 50 basis points. So,  a return as high as 9.40% i.e. not offered by any bank across the industry and across different tenures makes the special deposit plan really attractive.

State Bank of Travancore's 400 days term deposit plan

Known as the AISWARYA SPECIAL DEPOSIT SCHEME 2013, for a minimum investment of Rs. 10 lac, the bank is offering a return of 9.5%. The other scheme PRAVASI AISWARYA SPECIAL DEPOSIT SCHEME - 2013 is specifically for NRIs and provides a return of 10%.

444 days deposit opened under United Swarna Laskmi Scheme

Investment into this plan by United Bank of India shall offer a return of 9.25% to regular customers while senior citizens shall garner an additional return of 0.50% totaling their return to 9.75%.

HDFC' Bank's 1 year 16 days deposit

On locking funds into this specific tenure, regular and senior citizens will earn an interest rate of 9% and 9.5% respectively.

PNB 400 days term deposit scheme

The special tenure deposit scheme offers an interest rate of 9% that is a tad higher than interest rate earned on deposit schemes for tenure between 1-5 years.