1. Services

First of all, have an idea about what services you want in your bank.  You might want to look at the following services when selecting a bank: e-banking, mobile banking, direct deposits, After this check which bank provides these services and features.

2. Location

Do you want a bank that is located near your home? Check where is the bank located? Are there branches near your home and office?
This will depend on your preference on a large, well-known bank or a smaller bank with more personalized customer service. National banks will have more branches across the country. So you can access your bank very easily.

3. Fees

Some banks don't levy charges for net banking, card payments, and e-payments etc, while other banks levy customers with fees at every turn. You have to look at bank's fee schedule before selecting a particular bank.  Some banks offer free service charges in accordance with their anniversary and festival seasons.  Some banks want a minimum balance maintained across all the accounts and some not.  Make sure to compare what different banks charge for and how much each bank's fees run.

• Not maintaining minimum balance
• Carrying out transactions like net banking
• Having returned checks 
• Bouncing checks 
• Using other banks ATM

4. Network

If you want a bank with a large network of ATMs and service centers or one that participates in a surcharge-free network. If you will be traveling abroad and need cash, find out if a bank provides foreign currencies, what services are available outside the United States and what you will be charged for using your ATM and debit cards.

5. Rates

Everyone wants the return for their investment. If you are looking for a bank for interest-bearing accounts, compare rates among banks. Select the bank which will give you higher interest rates. 8 Smart Ways to Avoid ATM Charges

6. Legitimacy

Last but not least, it is better to use a legitimate bank. Sticking with a large, widely known bank should be a safe choice. It is easy to select a reputable bank. It's true that even reputable, big-name banks can fail, but insurance will protect your money.