1. Have a look at spending

Figure out where and how you spend your money. This is the first step for managing your money. Check all your statements, go through the expenses from last few months. You can consult a financial consultant if necessary. You can seek help from mobile apps also. Now, there are many personal finance apps are available. Make it a habit of reviewing your spending habits every week.

2. Go for a budget

Starting this women's day set yourself a budget. It can be of weekly, monthly or quarterly. Make sure that you follow this budget. Include all your possible expenditures and income.

3. Minimise expenditure

Cut down unwanted expenditures. Minimise shoppings and eating outs. Most of the time, we tend to spend money without thinking.
Be vigilant about unnecessary expenditures.

4. Save money

Open a monthly account for saving money. While setting up a budget, you should consider the saving option. This money can be invested in high-yielding options. There are many schemes by banks, where women are entitled to get more returns.

5. Save for emergency

Life is uncertain. We should prepare ourselves for future incidents. Set aside a certain amount of money, apart from your savings for emergencies. You can keep this money in the account or as liquid cash.