Help her earn more on her savings by taking Compounding Advantage:

Some Moms even today are still conventional when it comes to their financial planning. But as they have managed to keep up with time in other spheres, they should also plunge into other better financial instruments in terms of both safety and returns.

Debt mutual funds is one such category that are safer as well as tax friendly in the hands of investors which can be considered for better yield. More so, technology and Internet penetration shall allow her to select, invest and track in a hassle free manner. The need of the hour is that she just gets started.

Gift her some fund option for meeting her long-desired goal:

If you and your mother share some common goal such as making a visit to some foreign land which needs money, you can start it right away. With a small investment on a monthly basis, the time shall not be far when a regular investment would enable you both realize your goal. SIPs in mutual funds have managed to offer a return of anyway between 12%-20% in the last 5 years.

With it you can also take advantage of rupee cost averaging as well as you do not need to have very high financial skills that are required while timing the market.

Financial Magazine Subscription

 It can be another good gifting option: If your mother is really keen to increase her knowledge in financial matters, what could be better than providing her with a subscription to some good financial magazine.

If stock market fascinates your mother, buy her few shares of a stock she has high bets on:

If over the years, your mother has tracked the Indian stock market and managed to gain some insightful knowledge. You can help her grow her portfolio, by buying for her a stock she has hopes would give substantial returns in some time

So, instead of the usual gifting options, give her such gift options that are sure to give her more over the years and would provide your mother with both financial stability as well as security