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HDFC Retirement Savings Fund - Equity - Direct Plan
Regular
Direct
3 Year Absolute Returns
45.92% ↑
NAV (₹) on 18 May 2026
53.74
1 Day NAV Change
-0.33%
Risk Level
Very High Risk
Rating
-
HDFC Retirement Savings Fund - Equity - Direct Plan is a Equity mutual fund categorized under ELSS, offered by HDFC Asset Management Company Ltd.. Launched on 05 Feb 2016, investors can start with a ... Read more
NAV History
Fund Details
Min. SIP Amount
₹100
Inception Date
05 Feb 2016
Min. Lumpsum Amount
₹ 100
Fund Age
10 Yrs
AUM
₹ 6,733.06 Cr.
Benchmark
NIfty 500 Total Return
Expense Ratio
0.88%
Scheme Type
Open Ended
Exit Load
Nil%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 6,733.06 Cr
Equity
375.08%
Money Market & Cash
22.98%
Other Assets & Liabilities
2.78%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Finance - Banks - Private Sector | 22.35% |
| IT Consulting & Software | 7.77% |
| Refineries | 6.26% |
| Pharmaceuticals | 4.46% |
| Treps/Reverse Repo | 4.10% |
| Power - Transmission/Equipment | 4.05% |
| Auto - Cars & Jeeps | 3.80% |
| Finance - Banks - Public Sector | 3.17% |
| Auto - 2 & 3 Wheelers | 3.06% |
| Telecom Services | 2.80% |
| Construction, Contracting & Engineering | 2.70% |
| Hospitals & Medical Services | 2.27% |
| Logistics - Warehousing/Supply Chain/Others | 2.13% |
| Finance - Non Life Insurance | 2.03% |
| Consumer Electronics | 1.69% |
| Cigarettes & Tobacco Products | 1.54% |
| Power - Generation/Distribution | 1.48% |
| Steel - Sponge Iron | 1.27% |
| Finance & Investments | 1.18% |
| Iron & Steel | 1.10% |
| E-Commerce/E-Retail | 1.10% |
| Microfinance Institutions | 1.06% |
| Finance - Life Insurance | 1.05% |
| Bearings | 0.99% |
| Beverages & Distilleries | 0.98% |
| Finance - Mutual Funds | 0.97% |
| Airlines | 0.96% |
| Transport - Road | 0.94% |
| Services - Others | 0.83% |
| Couriers | 0.81% |
| Tyres & Tubes | 0.80% |
| Personal Care | 0.79% |
| Cement | 0.76% |
| Hotels, Resorts & Restaurants | 0.71% |
| Entertainment & Media | 0.71% |
| Paints/Varnishes | 0.66% |
| Gas Transmission/Marketing | 0.64% |
| Realty | 0.63% |
| Engineering - Heavy | 0.61% |
| Shipping | 0.59% |
| Real Estate Investment Trusts (REIT) | 0.58% |
| Trading & Distributors | 0.58% |
| Fertilisers | 0.55% |
| Plywood/Laminates | 0.50% |
| Plastics - Pipes & Fittings | 0.46% |
| Auto Ancl - Engine Parts | 0.43% |
| Domestic Appliances | 0.41% |
| Paper & Paper Products | 0.36% |
| Aluminium | 0.36% |
| Plastics - Plastic & Plastic Products | 0.14% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| HDFC Bank Ltd. | 6.88% | ₹ 463.02 | Finance - Banks - Private Sector |
| ICICI Bank Ltd. | 6.57% | ₹ 442.19 | Finance - Banks - Private Sector |
| Reliance Industries Ltd. | 5.31% | ₹ 357.70 | Refineries |
| Axis Bank Ltd. | 4.52% | ₹ 304.39 | Finance - Banks - Private Sector |
| TREPS - Tri-party Repo | 4.10% | ₹ 275.93 | Others |
| Kotak Mahindra Bank Limited | 3.98% | ₹ 268.31 | Finance - Banks - Private Sector |
| State Bank of India | 3.17% | ₹ 213.69 | Finance - Banks - Public Sector |
| Maruti Suzuki India Limited | 3.13% | ₹ 210.88 | Auto - Cars & Jeeps |
| Infosys Limited | 2.81% | ₹ 189.09 | IT Consulting & Software |
| Bharti Airtel Ltd. | 2.80% | ₹ 188.68 | Telecom Services |
| Tata Consultancy Services Ltd. | 2.57% | ₹ 173.17 | IT Consulting & Software |
| Larsen and Toubro Ltd. | 2.38% | ₹ 160.56 | Construction, Contracting & Engineering |
| Power Grid Corporation of India Ltd. | 2.13% | ₹ 143.26 | Power - Transmission/Equipment |
| HCL Technologies Ltd. | 1.78% | ₹ 119.91 | IT Consulting & Software |
| Eicher Motors Ltd. | 1.58% | ₹ 106.64 | Auto - 2 & 3 Wheelers |
| ITC LIMITED | 1.54% | ₹ 103.92 | Cigarettes & Tobacco Products |
| NTPC Limited | 1.48% | ₹ 99.79 | Power - Generation/Distribution |
| Bajaj Auto Limited | 1.48% | ₹ 99.94 | Auto - 2 & 3 Wheelers |
| ICICI Lombard General Insurance Co | 1.44% | ₹ 96.98 | Finance - Non Life Insurance |
| Dr. Lal Path Labs Ltd | 1.42% | ₹ 95.70 | Hospitals & Medical Services |
| Havells India Ltd. | 1.29% | ₹ 86.84 | Consumer Electronics |
| Alkem Laboratories Ltd. | 1.28% | ₹ 86.40 | Pharmaceuticals |
| Jindal Steel Limited. | 1.27% | ₹ 85.62 | Steel - Sponge Iron |
| Max Financial Services Ltd. | 1.18% | ₹ 79.28 | Finance & Investments |
| Delhivery Limited | 1.11% | ₹ 74.73 | Logistics - Warehousing/Supply Chain/Others |
| Tata Steel Ltd. | 1.10% | ₹ 73.98 | Iron & Steel |
| Eternal Limited | 1.10% | ₹ 74.11 | E-Commerce/E-Retail |
| Creditaccess Grameen Limited | 1.06% | ₹ 71.51 | Microfinance Institutions |
| HDFC Life Insurance Company Limited | 1.05% | ₹ 70.43 | Finance - Life Insurance |
| Voltamp Transformers Ltd. | 1.05% | ₹ 70.45 | Power - Transmission/Equipment |
| Lupin Ltd. | 1.03% | ₹ 69.16 | Pharmaceuticals |
| United Spirits Limited | 0.98% | ₹ 66.28 | Beverages & Distilleries |
| HDFC NIFTY 50 ETF | 0.97% | ₹ 65.18 | Finance - Mutual Funds |
| InterGlobe Aviation Ltd. | 0.96% | ₹ 64.43 | Airlines |
| Hindustan Petroleum Corp. Ltd. | 0.95% | ₹ 63.67 | Refineries |
| Transport Corporation of India Ltd. | 0.94% | ₹ 62.99 | Transport - Road |
| Apollo Hospitals Enterprise Ltd. | 0.85% | ₹ 57.27 | Hospitals & Medical Services |
| Crisil Limited | 0.83% | ₹ 55.75 | Services - Others |
| Blue Dart Express Ltd. | 0.81% | ₹ 54.66 | Couriers |
| Balkrishna Industries Ltd. | 0.80% | ₹ 54.02 | Tyres & Tubes |
| Godrej Consumer Products Ltd. | 0.79% | ₹ 53.35 | Personal Care |
| Cipla Ltd. | 0.78% | ₹ 52.38 | Pharmaceuticals |
| Divis Laboratories Ltd. | 0.77% | ₹ 52.02 | Pharmaceuticals |
| The Ramco Cements Ltd. | 0.76% | ₹ 51.43 | Cement |
| Kalpataru Projects International Ltd | 0.74% | ₹ 50.01 | Power - Transmission/Equipment |
| PVR LIMITED | 0.71% | ₹ 48.10 | Entertainment & Media |
| Chalet Hotels Ltd. | 0.68% | ₹ 45.46 | Hotels, Resorts & Restaurants |
| Hyundai Motor India Limited | 0.67% | ₹ 45.44 | Auto - Cars & Jeeps |
| JSW Dulux Limited | 0.66% | ₹ 44.26 | Paints/Varnishes |
| Gujarat State Petronet Ltd. | 0.64% | ₹ 42.78 | Gas Transmission/Marketing |
| Prestige Estates Projects Ltd. | 0.63% | ₹ 42.43 | Realty |
| Timken India Ltd. | 0.62% | ₹ 41.58 | Bearings |
| Zensar Technologies Ltd. | 0.61% | ₹ 41.11 | IT Consulting & Software |
| The Anup Engineering Limited | 0.61% | ₹ 41.24 | Engineering - Heavy |
| Gateway Distriparks Limited | 0.60% | ₹ 40.16 | Logistics - Warehousing/Supply Chain/Others |
| Gland Pharma Ltd. | 0.60% | ₹ 40.27 | Pharmaceuticals |
| Great Eastern Shipping Company Ltd. | 0.59% | ₹ 39.42 | Shipping |
| Star Health and Allied Insurance Company Ltd | 0.59% | ₹ 39.42 | Finance - Non Life Insurance |
| Redington Ltd. | 0.58% | ₹ 38.86 | Trading & Distributors |
| Embassy Office Parks REIT | 0.58% | ₹ 38.79 | Real Estate Investment Trusts (REIT) |
| Chambal Fertilizers & Chemicals Ltd. | 0.55% | ₹ 37.23 | Fertilisers |
| Greenply Industries Ltd. | 0.50% | ₹ 33.42 | Plywood/Laminates |
| Finolex Industries Ltd. | 0.46% | ₹ 31.11 | Plastics - Pipes & Fittings |
| GNA Axles Ltd. | 0.43% | ₹ 29.06 | Auto Ancl - Engine Parts |
| VRL Logistics Ltd. | 0.42% | ₹ 28.36 | Logistics - Warehousing/Supply Chain/Others |
| Bajaj Electricals Ltd. | 0.41% | ₹ 27.73 | Domestic Appliances |
| Symphony Ltd. | 0.40% | ₹ 26.78 | Consumer Electronics |
| Equitas Small Finance Bank Ltd | 0.40% | ₹ 26.74 | Finance - Banks - Private Sector |
| SKF India (Industrial) Limited | 0.37% | ₹ 24.60 | Bearings |
| Tamilnadu Newsprint & Papers Ltd. | 0.36% | ₹ 24.08 | Paper & Paper Products |
| National Aluminium Co. Ltd. | 0.36% | ₹ 23.96 | Aluminium |
| PNC Infratech Ltd. | 0.32% | ₹ 21.60 | Construction, Contracting & Engineering |
| Nilkamal Ltd. | 0.14% | ₹ 9.32 | Plastics - Plastic & Plastic Products |
| KEC International Ltd. | 0.13% | ₹ 8.66 | Power - Transmission/Equipment |
| Mahindra Holidays & Resorts Ind Ltd. | 0.03% | ₹ 1.93 | Hotels, Resorts & Restaurants |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | -5.99% | -5.42% | 2.82% | 13.42% |
| Category returns | -2.37% | -0.42% | 7.69% | 49.45% |
Fund Objective
The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of ... Read more
AMC Details
Name
HDFC Asset Management Company Ltd.
Date of Incorporation
30 Jun 2000
CEO
Mr. Navneet Munot
CIO
Type
Pvt.Sector-Joint Venture (Indian)
Address
HDFC House, 2nd Floor,
H T Parekh Marg,
165-166,
Backbay Reclamation,
Churchgate, Mumbai, Maharashtra, India - 400020
Website
http://www.hdfcfund.com
Email
cliser@hdfcfund.com
Top Funds from Solution Oriented - Retirement
Top Funds from HDFC Asset Management Company Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
HDFC Childrens Fund - Regular Plan
Hybrid
Regular
|
₹277.33 | -4.99% | 32.29% | 71.20% | ₹10,152 | 1.74% |
Very High
|
|
HDFC Childrens Fund - (Lock-in) - Regular Plan
Hybrid
Regular
|
₹277.33 | -4.99% | 32.29% | 71.20% | ₹2,109 | 2.07% |
Very High
|
|
HDFC Flexi Cap Fund - Direct Plan
Diversified
Direct
|
₹85.88 | -7.89% | 32.17% | 54.76% | ₹1,00,479 | 0.67% |
Very High
|
|
HDFC Flexi Cap Fund - Direct Plan
Diversified
Direct
|
₹85.88 | -7.89% | 32.17% | 54.76% | ₹1,00,479 | 0.67% |
Very High
|
|
HDFC Equity Savings Fund - Direct Plan
Hybrid
Direct
|
₹74.77 | 2.52% | 32.05% | 57.77% | ₹5,718 | 1.00% |
Moderately High
|
|
HDFC Large and Mid Cap Fund - Regular Plan
Diversified
Regular
|
₹33.85 | -7.17% | 31.36% | 64.83% | ₹28,255 | 1.59% |
Very High
|
|
HDFC Large and Mid Cap Fund - Regular Plan
Diversified
Regular
|
₹33.85 | -7.17% | 31.36% | 64.83% | ₹28,255 | 1.59% |
Very High
|
|
HDFC Banking & Financial Services Fund - Direct Plan
Sector
Direct
|
₹16.01 | 2.55% | 31.30% | 0.00% | ₹4,370 | 1.34% |
Very High
|
|
HDFC Banking & Financial Services Fund - Direct Plan
Sector
Direct
|
₹16.01 | 2.55% | 31.30% | 0.00% | ₹4,370 | 1.34% |
Very High
|
|
HDFC Liquid Fund - Direct Plan
Liquid
Direct
|
₹1,032.07 | 0.01% | 0.03% | 0.09% | ₹72,873 | 0.21% |
Low to Moderate
|
FAQs
What is the current NAV of HDFC Retirement Savings Fund - Equity - Direct Plan Growth?
The current Net Asset Value (NAV) of HDFC Retirement Savings Fund - Equity - Direct Plan Growth is ₹53.74 as of 18 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of HDFC Retirement Savings Fund - Equity - Direct Plan Growth?
The Assets Under Management (AUM) of HDFC Retirement Savings Fund - Equity - Direct Plan Growth is ₹6,733.06 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of HDFC Retirement Savings Fund - Equity - Direct Plan Growth?
HDFC Retirement Savings Fund - Equity - Direct Plan Growth has delivered returns of -5.42% (1 Year), 13.42% (3 Year), 15.72% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of HDFC Retirement Savings Fund - Equity - Direct Plan Growth?
HDFC Retirement Savings Fund - Equity - Direct Plan Growth has a risk rating of 'Very High' as per the SEBI Riskometer. This indicates the fund is suitable for very aggressive investors comfortable with significant market volatility. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for HDFC Retirement Savings Fund - Equity - Direct Plan Growth?
The minimum lumpsum investment required for HDFC Retirement Savings Fund - Equity - Direct Plan Growth is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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