UTI Retirement Fund - Direct Plan Growth | UTI Retirement Fund - Direct Plan NAV Today [53.38], Performance & History

Solution Oriented Retirement Fund Direct Growth

Regular

Direct

3 Year Absolute Returns

34.71% ↑

NAV (₹) on 18 May 2026

53.38

1 Day NAV Change

-0.29%

Risk Level

High Risk

Rating

UTI Retirement Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by UTI Asset Management Co. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 500

Fund Age

13 Yrs

AUM

₹ 4,629.57 Cr.

Benchmark

CRISIL Debt Hybrid Index

Expense Ratio

1.09%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,629.57 Cr

Equity

150.17%

Debt

229.84%

Other Assets & Liabilities

19.99%

Sector Holdings

Sectors	Weightage
Government Securities	23.81%
Finance & Investments	14.06%
Finance - Banks - Private Sector	10.20%
Non Convertible Debentures	5.66%
Current Assets	3.63%
IT Consulting & Software	3.55%
Non-Banking Financial Company (NBFC)	3.27%
Pharmaceuticals	3.19%
Finance - Term Lending Institutions	2.84%
Finance - Banks - Public Sector	2.44%
Certificate of Deposits	2.04%
Refineries	1.58%
Construction, Contracting & Engineering	1.50%
Auto - Cars & Jeeps	1.44%
Cigarettes & Tobacco Products	1.30%
Power - Transmission/Equipment	1.24%
Telecom Services	1.15%
Debt	1.14%
Real Estate Investment Trusts (REIT)	1.05%
Finance - Life Insurance	0.93%
Mining/Minerals	0.92%
Personal Care	0.83%
Telecom Equipment	0.81%
Power - Generation/Distribution	0.56%
Education - Coaching/Study Material/Others	0.55%
Finance - Housing	0.54%
Finance - Mutual Funds	0.53%
Cement	0.51%
Diversified	0.47%
Auto - 2 & 3 Wheelers	0.46%
Domestic Appliances	0.46%
Airlines	0.45%
Internet & Catalogue Retail	0.44%
Oil Drilling And Exploration	0.43%
Chemicals - Inorganic - Caustic Soda/Soda Ash	0.43%
Paper & Paper Products	0.40%
Infrastructure - General	0.39%
Miscellaneous	0.38%
Steel - General	0.38%
Realty	0.37%
Entertainment & Media	0.36%
Logistics - Warehousing/Supply Chain/Others	0.36%
Investment Trust	0.34%
Shipping	0.31%
Hotels, Resorts & Restaurants	0.30%
Finance - Reinsurance	0.28%
Retail - Apparel/Accessories	0.27%
Agro Chemicals/Pesticides	0.26%
Auto - LCVs/HCVs	0.26%
Textiles - Readymade Apparels	0.22%
Iron & Steel	0.19%
Aluminium	0.19%
Short Term Deposits	0.18%
Chemicals - Speciality	0.15%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
07.18% MAT -24/07/2037	6.83%	₹ 316.03	Others
NET CURRENT ASSETS	3.63%	₹ 168.17	Others
6.68% MAT- 07/07/2040	3.46%	₹ 160.29	Others
07.32% MAT -13/11/2030	3.10%	₹ 143.30	Others
HDFC BANK LTD.	2.72%	₹ 125.89	Finance - Banks - Private Sector
HDFC BANK LIMITED	2.64%	₹ 122.39	Finance - Banks - Private Sector
7.24% MAT- 18/08/2055	2.59%	₹ 120.03	Others
ICICI BANK LTD	2.43%	₹ 112.45	Finance - Banks - Private Sector
INFOSYS LTD.	1.73%	₹ 79.91	IT Consulting & Software
POWER FINANCE CORPORATION LTD.	1.61%	₹ 74.66	Finance - Term Lending Institutions
6.28% MAT- 14/07/2032	1.57%	₹ 72.67	Others
RELIANCE INDUSTRIES LTD.	1.53%	₹ 70.95	Refineries
LARSEN & TOUBRO LTD.	1.50%	₹ 69.35	Construction, Contracting & Engineering
ITC LTD.	1.30%	₹ 60.36	Cigarettes & Tobacco Products
POWER GRID CORPORATION OF INDI	1.24%	₹ 57.60	Power - Transmission/Equipment
07.32% RAJASTHAN SGS Mat - 24/09/2035	1.20%	₹ 55.44	Finance & Investments
BHARTI AIRTEL LTD.	1.15%	₹ 53.10	Telecom Services
7.73% WEST BENGAL SGS Mat - 04/02/2043	1.12%	₹ 51.81	Finance & Investments
7.88% ANDHRA PRADESH SGS 25/03/2046	1.08%	₹ 49.98	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.08%	₹ 50.05	Others
ADITYA BIRLA CAPITAL LTD	1.08%	₹ 49.94	Finance & Investments
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	1.07%	₹ 49.66	Finance - Banks - Private Sector
7.66% KERALA SGS Mat - 18/02/2039	1.07%	₹ 49.31	Finance & Investments
7.74% WEST BENGAL SGS Mat - 18/02/2044	1.07%	₹ 49.32	Finance & Investments
EXPORT IMPORT BANK OF INDIA	1.07%	₹ 49.31	Finance - Banks - Public Sector
BAJAJ FINANCE LTD.	1.06%	₹ 49.12	Non-Banking Financial Company (NBFC)
07.73% HARYANA SGS Mat - 18/02/2045	1.06%	₹ 48.91	Finance & Investments
POWER FINANCE CORPORATION LTD.	1.05%	₹ 48.65	Finance - Term Lending Institutions
6.92% G SEC MAT- 18/11/39	1.05%	₹ 48.67	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.04%	₹ 48.37	Others
06.48% Mat- 06/10/2035	1.04%	₹ 48.14	Others
NABARD - 28/01/2027	1.02%	₹ 47.44	Others
6.82% ANDHRA SGS MAT -04/06/2036	1.02%	₹ 46.99	Finance & Investments
7.68% MADHYA PRADESH SGS Mat - 04/02/2043	1.02%	₹ 47.10	Finance & Investments
WIPRO LIMITED	0.99%	₹ 45.82	IT Consulting & Software
7.10% - MAT - 08/04/2034	0.94%	₹ 43.52	Others
STATE BANK OF INDIA	0.83%	₹ 38.31	Finance - Banks - Public Sector
6.99% WB SDL MAT - 29/09/2036	0.82%	₹ 37.97	Finance & Investments
INDUS TOWERS LIMITED	0.81%	₹ 37.58	Telecom Equipment
MAHINDRA & MAHINDRA LTD.	0.78%	₹ 36.12	Auto - Cars & Jeeps
SHRIRAM FINANCE LTD	0.77%	₹ 35.85	Non-Banking Financial Company (NBFC)
HCL TECHNOLOGIES LTD.	0.77%	₹ 35.55	IT Consulting & Software
LIC OF INDIA	0.67%	₹ 31.17	Finance - Life Insurance
MARUTI SUZUKI INDIA LTD.	0.66%	₹ 30.38	Auto - Cars & Jeeps
AUROBINDO PHARMA LTD.	0.60%	₹ 27.60	Pharmaceuticals
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3	0.58%	₹ 26.72	Others
7.48% UTTAR PRADESH SDL 20/03/2036	0.57%	₹ 26.57	Finance & Investments
TATA POWER COMPANY LTD.	0.56%	₹ 26.06	Power - Generation/Distribution
COAL INDIA LTD.	0.55%	₹ 25.53	Mining/Minerals
EMAMI LTD.	0.55%	₹ 25.48	Personal Care
NIIT LEARNING SYSTEMS LTD	0.55%	₹ 25.38	Education - Coaching/Study Material/Others
REC LTD	0.54%	₹ 24.87	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.54%	₹ 24.99	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.54%	₹ 24.95	Others
LIC HOUSING FINANCE LTD.	0.54%	₹ 25.01	Finance - Housing
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	0.54%	₹ 24.97	Finance - Banks - Public Sector
POONAWALLA FINCORP LTD.	0.54%	₹ 24.80	Non-Banking Financial Company (NBFC)
ADITYA BIRLA HOUSING FINANCE LTD	0.54%	₹ 25.02	Others
7.88% WESTBENGAL SGS 25/03/2044	0.54%	₹ 25	Others
BAJAJ FINANCE LTD.	0.53%	₹ 24.62	Non-Banking Financial Company (NBFC)
AXIS FINANCE LTD	0.53%	₹ 24.69	Others
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	0.53%	₹ 24.60	Finance - Banks - Private Sector
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029	0.53%	₹ 24.53	Others
7.65% MADHYAPRADESH SGS Mat - 11/03/2040	0.53%	₹ 24.65	Others
07.23% RAJASTHAN SGS Mat - 23/10/2035	0.52%	₹ 24.16	Finance & Investments
6.96% AP SDL MAT - 06/08/2034	0.52%	₹ 23.95	Finance & Investments
CANARA BANK - 28/01/2027	0.51%	₹ 23.73	Others
SMALL INDST. DEV. BANK OF INDIA - 28/01/2027	0.51%	₹ 23.71	Others
7.08% A P SGL MAT - 26/03/2037	0.51%	₹ 23.68	Finance & Investments
GRASIM INDUSTRIES LTD.	0.51%	₹ 23.59	Cement
7.12% MAHARASHTRA SGS MAT -16/07/2047	0.50%	₹ 23.20	Finance & Investments
AJANTA PHARMA LTD.	0.49%	₹ 22.59	Pharmaceuticals
DCM SHRIRAM LTD.	0.47%	₹ 21.58	Diversified
CROMPTON GREAVES CONSUMER ELEC	0.46%	₹ 21.20	Domestic Appliances
HERO MOTOCORP LTD.	0.46%	₹ 21.25	Auto - 2 & 3 Wheelers
CAPLIN POINT LABORATORIES LTD	0.45%	₹ 20.94	Pharmaceuticals
INTERGLOBE AVIATION LTD	0.45%	₹ 20.98	Airlines
REIT- KNOWLEDGE REALTY TRUST REIT	0.45%	₹ 21.01	Real Estate Investment Trusts (REIT)
INFO-EDGE (INDIA) LTD.	0.44%	₹ 20.51	Internet & Catalogue Retail
FEDERAL BANK LTD.	0.43%	₹ 19.90	Finance - Banks - Private Sector
GHCL LTD.	0.43%	₹ 19.98	Chemicals - Inorganic - Caustic Soda/Soda Ash
OIL INDIA LTD.	0.43%	₹ 19.72	Oil Drilling And Exploration
TORRENT PHARMACEUTICALS LTD.	0.43%	₹ 19.74	Pharmaceuticals
REIT- NEXUS SELECT TRUST	0.43%	₹ 19.76	Real Estate Investment Trusts (REIT)
7.79% WESTBENGAL SGS Mat - 18/03/2045	0.42%	₹ 19.51	Others
JK PAPER LTD.	0.40%	₹ 18.71	Paper & Paper Products
G R INFRAPROJECTS LTD	0.39%	₹ 18.20	Infrastructure - General
INDUSIND BANK	0.38%	₹ 17.39	Finance - Banks - Private Sector
GLENMARK PHARMACEUTICALS LTD.	0.38%	₹ 17.47	Pharmaceuticals
SHIVALIK BIMETAL CONTROLS LTD	0.38%	₹ 17.74	Steel - General
ADITYA BIRLA CAPITAL LTD	0.37%	₹ 17.03	Finance & Investments
VEDANTA LTD	0.37%	₹ 17.20	Mining/Minerals
PHOENIX MILLS LTD	0.37%	₹ 17.23	Realty
7.62% UTTARPRADESH SGS Mat - 04/03/2041	0.37%	₹ 17.31	Others
SUNDARAM FINANCE LTD.	0.37%	₹ 17.22	Non-Banking Financial Company (NBFC)
VRL LOGISTICS LTD	0.36%	₹ 16.69	Logistics - Warehousing/Supply Chain/Others
TIPS MUSIC LIMITED	0.36%	₹ 16.54	Entertainment & Media
MOTILAL OSWAL FINANCIAL SERVIC	0.36%	₹ 16.49	Finance & Investments
PIRAMAL FINANCE LIMITED	0.34%	₹ 15.58	Finance & Investments
INVIT - IRB INVIT FUND	0.34%	₹ 15.67	Investment Trust
MARKSANS PHARMA LTD.	0.32%	₹ 14.87	Pharmaceuticals
REC LTD	0.31%	₹ 14.54	Others
MAX FINANCIAL SERVICES LTD.	0.31%	₹ 14.12	Finance & Investments
6.98% MAHARASHTRA SGS MAT -25/06/2037	0.31%	₹ 14.16	Finance & Investments
GREAT EASTERN SHIPPING CO. LTD	0.31%	₹ 14.40	Shipping
MAHINDRA HOLIDAYS & RESORTS IN	0.30%	₹ 14.11	Hotels, Resorts & Restaurants
07.72% WESTBENGAL SGS Mat - 25/02/2041	0.29%	₹ 13.52	Others
COLGATE PALMOLIVE INDIA LTD.	0.28%	₹ 13.04	Personal Care
GENERAL INSURANCE CORPORATION	0.28%	₹ 13.16	Finance - Reinsurance
RAYMOND LIFESTYLE LTD	0.27%	₹ 12.37	Retail - Apparel/Accessories
GODREJ SEEDS AND GENETICS LIMITED	0.27%	₹ 12.33	Others
GODREJ SEEDS AND GENETICS LIMITED	0.27%	₹ 12.32	Others
BIOCON LTD.	0.26%	₹ 11.91	Pharmaceuticals
TATA MOTORS LTD	0.26%	₹ 12.08	Auto - LCVs/HCVs
UPL LTD.	0.26%	₹ 11.86	Agro Chemicals/Pesticides
TORRENT PHARMACEUTICALS LTD.	0.26%	₹ 11.85	Pharmaceuticals
7.32% CHHATTISGARH SDL 05/03/2037	0.26%	₹ 12.04	Finance & Investments
ICICI PRUDENTIAL LIFE INSURA L	0.26%	₹ 12.22	Finance - Life Insurance
S.P.APPARELS LTD	0.22%	₹ 10.40	Textiles - Readymade Apparels
NIPPON LIFE INDIA ASSET MANAGE	0.21%	₹ 9.51	Finance - Mutual Funds
MALCO ENERGY LTD.	0.19%	₹ 8.88	Miscellaneous
TALWANDI SABO POWER LTD.	0.19%	₹ 8.88	Miscellaneous
VEDANTA ALUMINIUM METAL LTD.	0.19%	₹ 8.88	Aluminium
VEDANTA IRON AND STEEL LTD.	0.19%	₹ 8.88	Iron & Steel
REC LTD	0.18%	₹ 8.35	Finance - Term Lending Institutions
REIT- MINDSPACE BUSINESS PARKS	0.17%	₹ 7.95	Real Estate Investment Trusts (REIT)
ROSSARI BIOTECH LTD	0.15%	₹ 6.84	Chemicals - Speciality
Nifty 5 yr Benchmark G-Sec ETF	0.11%	₹ 5.27	Finance - Mutual Funds
UTI - Nifty 50 ETF ETF	0.11%	₹ 5.31	Finance - Mutual Funds
AXIS BANK LTD. STD - MARGIN	0.11%	₹ 5	Others
Nifty 10 yr Benchmark G-Sec ETF	0.10%	₹ 4.59	Finance - Mutual Funds
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	0.07%	₹ 3.09	Others
MPHASIS LTD	0.06%	₹ 2.62	IT Consulting & Software
BHARAT PETROLEUM CORPN LTD.	0.05%	₹ 2.28	Refineries
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1	0.03%	₹ 1.60	Others
07.08% HARYANA SDL MAT - 26/03/2039	0.02%	₹ 0.81	Finance & Investments
7.19% MAHARASHTRA SDL-27/02/2040	0.01%	₹ 0.67	Finance & Investments

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	0.09%	-0.24%	5.97%	10.44%
Category returns	13.87%	17.93%	34.59%	60.41%

Fund Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of ... Read more

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

service@uti.co.in

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹18.81	2.44%	33.04%	48.32%	₹433	1.99%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹18.81	2.44%	33.04%	48.32%	₹433	1.99%	Very High
UTI Retirement Fund Hybrid Regular	₹49.24	-0.81%	32.23%	58.28%	₹4,630	1.63%	High
SBI Retirement Benefit Fund - Aggressive Plan Hybrid Regular	₹18.98	-4.11%	31.48%	78.41%	₹3,013	1.94%	Very High
SBI Retirement Benefit Fund - Aggressive Plan Hybrid Regular	₹18.98	-4.11%	31.48%	78.41%	₹3,013	1.94%	Very High
HDFC Retirement Savings Fund - Hybrid Equity - Regular Plan Hybrid Regular	₹36.18	-5.68%	30.91%	62.33%	₹1,616	2.08%	Very High
Franklin India Retirement Fund - Direct Plan Hybrid Direct	₹235.39	-0.99%	30.55%	45.47%	₹497	1.52%	High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.34	4.20%	29.55%	39.77%	₹26	0.63%	Moderately High
Axis Retirement Fund - Conservative Plan - Direct Plan Hybrid Direct	₹17.13	-2.33%	29.14%	43.21%	₹48	1.25%	High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.77	2.63%	28.90%	42.91%	₹164	1.02%	Moderately High

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Retirement Fund Hybrid Regular	₹49.24	-0.81%	32.23%	58.28%	₹4,630	1.63%	High
UTI Large Cap Fund Largecap Regular	₹256.26	-5.89%	32.23%	54.23%	₹12,053	1.94%	Very High
UTI Equity Savings Fund Hybrid Regular	₹18.59	2.11%	29.92%	52.29%	₹820	1.72%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.59	2.11%	29.92%	52.29%	₹820	1.72%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.59	2.11%	29.92%	52.29%	₹820	1.72%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.59	2.11%	29.92%	52.29%	₹820	1.72%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.59	2.11%	29.92%	52.30%	₹820	1.72%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.59	2.11%	29.92%	52.30%	₹820	1.72%	Moderate
UTI Equity Savings Fund Hybrid Regular	₹18.59	2.11%	29.92%	52.29%	₹820	1.72%	Moderate
UTI Flexi Cap Fund - Direct Plan Largecap Direct	₹317.96	-7.44%	29.20%	40.90%	₹22,168	1.01%	Very High

FAQs

What is the current NAV of UTI Retirement Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of UTI Retirement Fund - Direct Plan Growth is ₹53.38 as of 18 May 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Retirement Fund - Direct Plan Growth?

The Assets Under Management (AUM) of UTI Retirement Fund - Direct Plan Growth is ₹4,629.57 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has delivered returns of -0.24% (1 Year), 10.44% (3 Year), 10.33% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Retirement Fund - Direct Plan Growth?

The minimum lumpsum investment required for UTI Retirement Fund - Direct Plan Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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